Welcome to the May 10th edition of the Carnival of Financial Planning B. Enjoy!
BUDGETING AND ECONOMICS
Mr.CBB @ Canadian Budget Binder writes Bust Our Budget April Update – Sometimes following a budget can be time consuming but give it time and it will become part of your daily routine. Since designing our own budget and sharing tips with our community of fans we hope that we can stick to those rules and make the budget work for us. Budgeting is a solid investment in your personal finances and if you want to get a handle on your own finances then you have nothing to lose.
Robert @ Kids Ain’t Cheap writes Saving Money When You Have Kids – It’s no secret that kids can be quite the expensive investment, especially when you’re on your second or third pup. That doesn’t mean there aren’t ways to save money when you’ve got kids however. In fact, there are quite a few things you can do to keep the costs down as much as possible even with a few extra people in your home.
harry campbell @ Your PF Pro writes 5 Ways to Save Money at Amusement Parks: Sea World San Diego – For some reason, the April showers haven’t quite hit San Diego like they normally do and the weather has been fantastic lately. Warm days and a nice breeze are why I love living in Socal and this past weekend I decided it would be a good time to take my sister(age 5) to Sea World. Even though it wasn’t too crowded, there was still a ton of people there and I couldn’t help but think about how much money everyone was spending.
CAREER AND INCOME
Lauren @ L Bee and the Money Tree writes I Wasted Too Much Time on Boys – I am blinded by the fact that for most of my college career I spent WAY too much time on boys. Time I could have spent becoming better friends with the people I now wish I kept in touch with, or at least time I could have used to do school work, perform in more plays, or keep better track of my finances.
Jester @ The Ultimate Juggle writes Organization is key to balancing family life with a career – It’s tough juggling family life with a career and sometimes the pressure of it all can make you feel unappreciated, even desperate. The frantic commute back and forward to work each day seems to take forever and the boss demands more and more of your time.
Mike @ The Financial Blogger writes Struggling to Focus? Get Another Job – A solution for those who can’t focus.
DEBT AND CREDIT
Mike @ Personal Finance Journey writes Free of Charge – Saving on Credit Cards – Credit card news and how it can save or cost you money.
INVESTING AND SAVING
John S @ Frugal Rules writes Online Brokerages I Use: OptionsHouse Review – There are many online brokerages to use as you look to invest in the stock market. The good ones are there to meet your needs and help make sure you’re doing what you can to be investing for things like retirement.
Jules Wilson @ Faithful With a Few writes Why We Want To Start A Giving Account – A giving account is a great way to set aside money in order to be a blessing to someone else. Make sure you have this in place, so you can respond when there is a need.
Don @ MoneySmartGuides writes How to Fund the Purchase of a Car – Despite being such an expensive investment of our money, cars have become a crucial part of our everyday lives.
Ted Jenkin @ Your Smart Money Moves writes The Drug Of Buying ‘Stuff’ – The weather is warm and in the United States we are about to start enjoying some of the national pastimes of our country.
Crystal @ Budgeting in the Fun Stuff writes Become a Product Tester for Free Swag – If you are not interested in medical studies. then below are some legitimate, non-compromising, product testing opportunities for you.
Tushar @ Start Investing Money writes 3 Things You Absolutely Must Do if an Investment Fails – However good you are at picking investments, you will have one that fails every now and then. It is impossible to go through life picking all the right investments and never tripping up.
Maria @ The Money Principle writes Shopping for Satisfaction – This week Alex discusses shopping for food. When one is unemployed they should shop smart not hard but could young people today do it?
Amanda L Grossman @ Frugal Confessions writes How to Extend Your Cell Phone or Smartphone’s Package Almost for Free – Unlimited data, texting, and talking are a pipe dream for some, especially the unlimited data.
Robert @ The College Investor writes Making Money in the Market with MQL5 Signals – Are you an active trader? Or, would you rather put your money into an investment and not think about it for 10 years? Either way, you must understand that the market is constantly fluctuating, especially in today’s uncertain environment.
Jay @ The First Million is the Hardest writes How to Invest Without A Lot of Money – Proving that it doesn’t “take money to make money” and shows how to get started investing with as little as $100
Miss T. @ Prairie Eco Thrifter writes Why You Should Be Skeptical of Financial “Rules of Thumb” – Rules of thumb are often used to make various financial decisions. While they can be helpful when it comes finding a starting point, rules of thumb should be approached with a degree of skepticism.
RISK MANAGEMENT AND INSURANCE
Kevin @ Passiveincometoretire writes Could Someone Have a Life Insurance Policy On Me Without My Knowledge? – It is highly unlikely, but yes it is possible. Almost all circumstances, however, would prove fraudulent and today’s insurance companies are quite savvy when it comes to debunking such activity.
REAL ESTATE AND PROPERTY
Philip @ PT Money writes Pros and Cons of the 15 vs 30 Year Mortgage – If you’re looking to buy a home or refinance there are a few things to consider when deciding on a 15 or 30 year mortgage.
Brock Kernin @ Clever Dude writes Adjustable Rate Mortgages Are Not Evil – I’m constantly told to dump my adjustable rate mortgage….until I reveal what my interest rate is.
Crystal @ Married (with Debt) writes Who’s Your Real “Head of Household”? – My husband’s name appears under “head of household” on our tax forms. But his actual role doesn’t exactly fit this title.
RETIREMENT AND TAXATION
Daniel @ Sweating the Big Stuff writes How Much Do You Need To Save To Retire 1 Day Early? – Do you want to retire earlier? Find out how much you need to save today to be on the golf course one day earlier.
MMD @ IRA vs 401k Central writes Can I Borrow Against My 401k Plan? Not If You Can Help It – When people ask themselves Can I Borrow Against My 401k plan, they usually don’t realize how much damage they will cause their retirement savings in the long run. This post will show an example of how much money you would potentially lose.