Happy Friday everybody! Enjoy this weeks edition of the carnival of financial planning.
BUDGETING AND ECONOMICS
Marvin @ Brick By Brick Investing writes Food Insurance – Detailed description of how you can save money and ensure you have enough household items & groceries in the event that you lose your job.
Bank Free Credit @ Bank Free Credit writes Free Fantasy Books You Can Really Read Online – I have always liked to read, but finding the time and money to get to a book and buy books isn’t always possible. So my favorite pastime has had to take a backseat to work, bills, and spending time with my lovely wife. That was until I discovered that there are literally thousands of books that I can read online for free.
Suba @ Wealth Informatics writes How to get cheap prescription drugs and save money on medications – Health care is one of the major budget item for us. So I compiled a comprehensive list to get cheap prescription drug and save money on my medications.
Eddie @ Finance Fox writes Doing Business With Friends – Could It Work? – Doing business with friends can sometimes have negative results despite our best intentions. Even with our best hopes, wants and intentions – results can be negative.
Ashley @ Money Talks Coaching writes Funding Your Business – I love small business! Entrepreneurship is the heart and soul of this country. Someone with a dream and the drive to go out make it happen.
Wayne @ Young Family Finance writes Business Day TV Features Craters and Freighters – Craters and Freighters is shipping expert that does both domestic and international shipping. Business Day with Terry highlights how they meet shipping needs.
Super Saver @ My Wealth Builder writes Colleges with Free Tuition – Here are twenty schools with free or significantly reduced tuition.
John @ Card Hub Blog writes Personal Finance on Campus: University of Kentucky – Kentuckians are more financially savvy than residents of states like Arkansas, Mississippi, Louisiana, and West Virginia, but they don’t always translate what they know into action. Luckily, officials at the University of Kentucky are working to change that.
CAREER AND INCOME
Myscha @ Financial Highway writes 9 Winning Ways to Build Passive Income – Given the choice between having an additional source of income or not, most people would choose the affirmative. The trouble comes when you have to find time to earn that additional income. While we all have available blocks of time in our schedule, not everyone has the ability to take on a full-time second job. That’s where the development of passive income comes into play.
Daniel @ Sweating the Big Stuff writes How Did You Get Over The Hump In Your First Job? – For my first job, I had to get up at 6:30am and stare at a computer for 8 hours a day. Physically and mentally, it look a lot of getting used to.
Robert @ My Multiple Incomes writes What Tasks Should You Outsource to a Virtual Assistant? – I hope that I can put together a solid resource for you on what you can do with your virtual assistant and how it can make your life easier.
CAPI @ Creating a Passive Income writes Mystery Shopping Revealed: It’s Passive Income – Find out how you can make passive income from being a mystery shopper. It may be the perfect thing for you if you like to shop.
TTMK @ Tie the Money Knot writes Bad Bosses: What to Do? – How would you handle a bad boss? This post discusses a story of one I had, and how I dealt with it.
DEBT AND CREDIT
Alice @ Hurricanes, Panties & Dollars writes Shopaholics are like Superheros – I ended up spending around 9 hours shopping (with an official shopaholic) by my side. When I finally got home, I was freakin’ exhausted; not mention broke as a…
Ryan @ Early Retirement Investments writes Can a Debt Consolidation Loan Help You? – Ever look into a debt consolidation loan? Perhaps it’s what you need to manage and get a grip on your debt.
Matthew Allen @ The Pay Off Credit Card Network writes Use a Credit Card Protector Sleeve to Avoid Unwanted New Debt – A few of the most common uses for a credit card protector sleeve are to protect yourself from payment fraud or identity theft, or just to keep your card nice and clean and neat looking. But, did you know that these sleeves can also be used to avoid spending and possible unwanted new credit card debt?
INVESTING AND SAVING
Michael @ Excess Return writes Why A Strong Dollar Will Be Bad For Your Portfolio – Interest rates are low. Quantitative easing measures, pumping hundreds of millions of dollars into the American economy, are high. The fed has, for years, been following a course of flushing the dollar down the pan. The general explanation for this is that such a policy makes exports cheaper in the currency of the target market which will, in turn, drive the U.S. economy forward.
Philip @ PT Money Personal Finance writes Do You Have What It Takes to Complete the 52 Week Money Saving Challenge? – If you haven’t been in the habit of saving money, this simple challenge is a great way to get the ball rolling.
Invest It Wisely @ Invest It Wisely writes 3 Ways to Impress Your Interviewer to Bag the Job – Three steps among the most fundamental that would witness a job seeker not only bag the job but also gain an impressive reputation with their employers.
Jon the Saver @ Free Money Wisdom writes Buying and Selling Shares: The Basics – Buying and selling shares should not be the most complicated thing in the world. In fact, it should be relatively easy to perform and make money!
Michelle @ The Shop My Closet Project writes Spending Hangover-A look at what I spent last week – I am slowly opening up to the idea of sharing some numbers. Today I am going to share some of my spending from the past week. Once a month I’m will share a random week us it as a snapshot of what I’m doing with my money.
Roger Wohlner @ The Chicago Financial Planner writes 3 Financial Products to Consider Avoiding – It’s a New Year and many of us are looking to start the New Year out on the right foot financially. Couple this with the upcoming tax season and this is prime time for the financial product sales types.
Mike @ Experiglot writes Where Are You Keeping Your Money? – A look at where you can save your money.
Dividend Growth Investor @ Dividend Growth Investor writes Spring Cleaning My Dividend Portfolio – In a long term dividend portfolio, I expect that there will be lots of change occurring over time in both company’s business prospects and portfolio composition triggered by the business environment changes.
Ted Jenkin @ Your Smart Money Moves writes Four Steps On How To Budget Your Next Vacation – I have a favorite client of mine who retired a few years ago and is in the midst of publishing his own travel book.
Corey @ Steadfast Finances writes 5 Ways to Manage Marriage and Money – Getting married affects your finances. Learn how to manage both marriage and money.
Suba @ Broke Professionals writes Professional Profiles: Afif, the Entrepreneur – Although he began his career in the legal field, Afif Ghannoum turned entrepreneur when he went into business with his dad, creating a line of oral antiseptics.
Aloysa @ My Broken Coin writes Ten Things You Gain When You Stop Being Cheap – Read my list of ten things that you gain when you stop being cheap
Mich @ BeatingTheIndex writes Bonterra Energy: A Sustainable Dividend in 2013 – Bonterra Energy is Canadian a light oil focused dividend paying intermediate producer that recently bumped its monthly dividend from $0.26 to $0.28.
Sustainable PF @ Sustainable Personal Finance writes Are You REALLY Financially Responsible? – Most of us like to think that we are financially responsible. However, it’s very possible that you aren’t actually as financially responsible as you think.
harry campbell @ Your PF Pro writes Be Wary of Frontloading Your 401(k) Contribution and Losing Company Match – January is a great time to re-assess your retirement accounts. It’s important to review your 401k contribution and at least consider re-balancing your accounts at the beginning of every year.
Passive Income Earner @ The Passive Income Earner writes Are Bonds as Safe as they Seem? – Bonds have a place in your portfolio, just make sure you get the right bonds.
Jennifer Lynn @ Broke-Ass Mommy writes Being sickies gives me the perfect excuse to shop. – Sometimes when we are sick, it’s better to just enjoy life and do what we like.
Don @ MoneySmartGuides writes The More You Trade, The Less You Earn – If you are a regular reader to my blog, I recommend a buy and hold strategy when it comes to investing. You should invest in low cost, high quality mutual funds and avoid selling until you need the money.
Daisy @ Add Vodka writes Job Hopping & Generational Differences in Opinions About Careers – This has been an interesting topic of discussion lately, and I’ve taken it to my colleagues, too. The generational differences are obvious.
John @ WILD about Finance writes How to Keep Heat in the Home and Reduce your Bills this Winter – With the winter really taking hold and snow falling on a daily basis, I thought it’d be a good idea to share some ways to save on your heating bills, and keep the warmth in!
MMD @ My Money Design writes P2P Investing Denied! What Should be My Next Passive Income Ambition? – The tires on my P2P investing efforts quickly went flat last week when I discovered some very important information – Michigan doesn’t allow it!
Odysseas @ Wallet Blog writes Personal Finance on Campus: University of Kentucky – Rather, floating-rate demand notes are somewhere in between savings accounts and stocks. That means they can be useful as a cog in a balanced overall portfolio approach, but should not be relied upon as your primary form of investment.
RISK MANAGEMENT AND INSURANCE
Bryan @ BryanMaltier.com writes Tips For Saving Money on Term Life Insurance – If you’ve been reading about Jeff Rose’s Life Insurance Movement, then you know you need to buy life insurance when you are young and early. This article will help you review and compare companies, decide how much coverage should cost, and find discounts that may make life insurance more affordable for you and your family.
REAL ESTATE AND PROPERTY
Charles @ Wallet Hub writes FHA Requirements – Federal Housing Administration loans enjoy a fine reputation as a way for families of modest financial means to buy a home. In the aftermath of the home mortgage crisis, the FHA has tightened up some of its rules, but for many homebuyers, FHA loans are still an attractive option.
Little House @ Little House in the Valley writes Now Might Be the Time to Buy a Home – Owning a home isn’t a new idea and has historically been associated with financial stability, but with the recent recession that has spanned across multiple countries buying a home has gotten a bad rap.
Corey @ 20s Finances writes How Much Money Do You Waste on Food? – Americans spend lots of money on food, yet a high percentage goes to waste. Find out how you can reduce spending by eliminated waste.
RETIREMENT AND TAXATION
Jules Wilson @ Faithful With a Few writes What is the Best Age to Begin Saving for Retirement? – The best age to begin saving for retirement will be different for each person. Some are in a position to do it earlier in life, while others are unable to start until years later. You will be better off if you can start as early in life as possible, but that doesn’t mean that delaying contributions will prevent you from having a comfortable level of retirement savings.
Jeff Rose @ Good Financial Cents writes IRA Contribution Deadline – Taxpayers will have until Monday, April 15 to make their 2012 IRA contributions. Even if you are just now opening an account you want to contribute toward last year first. Once the deadline passes you cannot contribute for that tax year in the future.
Michael Kitces @ Nerd’s Eye View writes Permanent Portability Of The Estate Tax Exemption – Is It Time To Bypass The Bypass Trust For Good? – Getting a proper Will has long been made more complex by the estate planning techniques that are necessary to avoid estate taxes for middle class families, where even just prudent life insurance could cause estate taxes.
James @ Free in Ten Years writes How to calculate your net worth, and why you should – How to calculate your net worth and your early retirement net worth. Download my spreadsheet to help you get started.
TDB @ Tax Deduction Blog writes The Earned Income Credit : A Gift from the Government – Here is how you can see if you are eligible and the process to claim the credit The Earned Income Tax Credit (EITC) or the Earned Income Credit (EIC)