Carnival of MoneyPros

PF Carny

Happy Sunday, I hope you all have a great weekend. :-) I’m hosting this week’s Carnival of MoneyPros, so check out some of the great articles floating around in the personal finance blogosphere.

James Petzke @ This Is Common Cents writes Early Retirement: Is It Possible? – Early retirement can be achieved by anyone if they’re willing to make some lifestyle changes.

Aaron @ Aaron Hung.com writes Three Techniques to Boost Your Blogging Power – You have probably seen at least several professional bloggers and the fantastic pages they generate. They are capable to induce a tiny dose of envy, in particular when your website doesn’t look like anything when it is held up close to theirs.

Lance @ Money Life & More writes iPhone 5: How Cell Phone Companies Can Afford to Give You a $450 Discount – During the Apple presentation they annouced their prices of the phone, and in fine print told you that in order to get this price you must sign a new 2 year contract. This isn’t breaking news to anyone who has bought a smartphone in the last few years. However, to those who only buy phones when you upgrade your contract it may be a bit of an eye opener.

Dr. Dean @ The Millionaire Nurse Blog writes Need Help Finding Thousands in Missing Money? – There are billions of dollars of missing money owed to you and me. It’s true. Mary Pitman’s Little Book of Missing Money will help you find yours.

CAPI @ Creating a Passive Income writes Passive Income: The Secret of Making Money While you Sleep – Passive income is often the way to create income while you sleep. Find out several ways you can do it.

Jon the Saver @ Free Money Wisdom writes What is a Title Loan? – Title loans are confusing for the average American. But sometimes, they can be used in a great way to protect your assets.

JP @ My Family Finances writes How to Save Money Without Giving Up Your Social Life – You can find a good balance and use some smart budgeting and money saving tips to have an awesome social life without going broke.

SBB @ Simple Budget Blog writes Simple Retirement Plan – Does the complexity of retirement planning or investing keep you from actually doing it? Find out how to simplify the process and get started today.

Sustainable PF @ Sustainable Personal Finance writes 5 Financial Planning Mistakes to Avoid – While there are far more than 5 Financial Planning Mistakes you can make here are a few that are easily avoidable.

Roger the Amateur Financier @ The Amateur Financier writes World Domination 101 – Basic Skills to Control the Planet – A guide to some of the skills you’ll need to build in order to be ready to take of the world and render yourself the king (or queen).

YFS @ Your Finances Simplified writes How to Save For A Child’s Higher Education – According to an article posted in CNBC.com, the cost for an academic year from 2010-2011 is approximately $56,500 including tuition plus room and board.

SFB @ Simple Finance Blog writes Money Lessons Learned On Vacation – I thought I’d budgeted for our family’s trip to Disney World; obviously, I thought wrong. Here are my top 4 money lessons learned on vacation.

Kyle @ The Penny Hoarder writes Making Money Is Also About Cost Cutting and Not Losing It – The “Great Recession” may go down in history as a curse on current generations, but the opportunities to get ahead of the game are still ever present, if only a little more challenging and difficult to monetize.

Kanwal @ Simply Investing writes Your Friend Just Gave You a Hot Stock Tip. What do you do? – A friend, colleague or relative just gave you a hot stock tip. What should you do? Should you run out and go buy this stock? No! The simple answer is, “Thanks, I’ll look into it”.   Buying a stock, bond, mutual fund, or any other investment without doing your own research is not investing it is speculating.

Eddie @ Finance Fox writes The Secret to Success in Life is Investing in Yourself – We all work hard for that bonus, salary increase, debt elimination, and even to save more and invest money, but how many of us invest in ourselves?

Jester @ The Ultimate Juggle writes Are car parks really businesses? – As part of an initiative to promote retail, some parking fees are being waived in the West End this weekend. The beginning of the Olympics saw a drop in footfall in central London areas which retailers believe may be due to repeated warnings about traffic congestion and overextended transport hubs.

investeem @ Investeem writes Does price reflect value? – The answer depends on who you ask. Warren Buffett, one of the most successful investors in history, argues “no”. Professor Eugene Fama, a distinguished finance academic, claims “yes”.

Corey @ 20s Finances writes ETFs vs. Individual Stocks – Individual stocks and ETFs offer different benefits and disadvantages. Find out which one is right for you before investing.

Tushar @ Finance TUBE writes The Energy Sucking Monster: Air Conditioning – Today we will talk about The Energy Sucking Monster: Air Conditioning. I don’t know if you realize this but 22 Billion dollars is spending every year on air conditioning. That is 70% of our electric bill just on air conditioning. And I know that we are being experiencing record of temperature this summer.

Amanda L Grossman @ Frugal Confessions writes Waste Not Want Not: Leftover Orange, Lemon, and Lime Peels – I studied abroad in London for a semester in college.

A Blinkin @ Funancials writes Buying a Car Won’t Help You Reach Your Dreams – I was flipping through the pages of Money Magazine when an advertisement caught my eye. The ad was promoting the All-New 31 MPG Highway 2013 Honda CRV. To soccer moms all over the world, this car is hella cool.It’s also hella expensive.My problem isn’t with the car itself, but instead with the Money Magazine advertisement.

PITR @ Passive Income To Retire writes Understanding Mutual Fund Classes – Find out everything you need to know about Mutual Fund Classes!

Rich @ Growing Money Smart writes Building Wealth Takes Time… Or Does It? – Are you going to sit around waiting for wealth to fall in your lap? Do you believe in pixie dust? Or are you going to go out and make or get it? Life is short, make a 5 year plan and go out and do it!

IMB @ Investing Money writes Do You Need the Money You’re Investing? – Your need for the money that you are investing will influence how you invest the money.

Debt Guru @ Debt Free Blog writes Debt is Cyclical – Find out how debt is cyclical and what you can do to get out of it.

Robert @ My Multiple Incomes writes Don’t Pay for Advertising: Host a Giveaway Instead – Depending on your niche, promoting your site could include guest posts, blog swaps, commenting strategies, and more. However, for other niches, you may consider using advertising like Google Adwords instead. I want to throw another type of advertising into the hat: hosting a giveaway.

Robert @ Entrepreneurship & Life writes How to Compete with Big Business – Some small business owners wonder how they can compete with a big company in the same industry. Small companies lack the resources to offer as complete of a product offering as the corporate competitors. However, that does not mean a small business can’t succeed.

Don @ MoneySmartGuides writes Banking Industry is a Joke – I don’t think many people know just how much the banking industry takes advantage of people. I wrote previously about Bank Transfer Day a few months ago.

TRL @ The Retired Landlord writes Real Estate Vacancy – How to Shorten the Time between Tenants – Find out how you can shorten real estate vacancies and minimize the additional cost for you, the landlord.

Invest It Wisely @ Invest It Wisely writes Freelancing Revenue Report: Out of the Trenches and Climbing Up the Mountain – Status Report I’m now in the eighth month of entrepreneurship – my, how time flies by! Much has happened since I took the plunge, read about my discoveries along the way.

Miss T. @ Prairie Eco Thrifter writes Go Green and Save Money with Energy Efficient Appliances – few people are going to trash every big appliance and go out and spend thousands of dollars on new ones just to save $95 a year. The message is, when you do need to replace an older model appliance, do your homework and buy smart.

Wayne @ Young Family Finance writes How to Teach Children About Money – Find out how you can teach you kids about money. While it will vary by family, there are a few basics that every parents must do.

Daniel @ Sweating the Big Stuff writes Why Doesn’t Homeowners Insurance Cover Floods? – There are a lot of reasons why people can’t buy a home. In addition to the usual reasons, we can now add the high cost of homeowners insurance.

Peter @ Bible Money Matters writes Tithing: Just How Are We Supposed to Give Anyway? – Most Christians give 10% of their income to their local church and then give to charities on top of that. I find nothing wrong with this practice, so long as we understand how the three tithes were used in ancient times and how we can practice the same principles.

Luke @ Learn Bonds writes Should Your Core Bond Fund Own Commercial Mortgage Backed Securities (CMBS)? – A recent interview on the basics of Commercial Mortgage Backed Securities (CMBS) with the manager of the Artio Total Return fund Don Quigley.

Jason @ Work Save Live writes Have You Been Scammed With Payment Protection Insurance? – Understanding Payment Protection Insurance Payment protection insurance, also known as PPI, is a special type of insurance product that is designed to cover payments to lenders in the event the borrower can’t pay.

Daisy @ Add Vodka writes Is It Ethical to Buy at Flea Markets? – A few weeks ago, I was watching some late-night TV and a show about shoplifting in the US was on.

MR @ Money Reasons writes Saving Money Repairing Your Own Dryer – Instead of spending well over $1,000, I decided to saving money and DIY! Read and watch how repairing your own dryer can be accomplished for 9 dollars

Mr. Money @ Smart on Money writes How to Check Your Credit Report for Errors – and Get Mistakes Fixed – Here are the steps you need to take to fix a mistake on your credit report:

Aloysa @ My Broken Coin writes What I Wish I Knew About Life and Finances In My 20s – If we could turn back time, I wish I could go back to when I was 20 and do it again! Read my thoughts!

Ashley @ Money Talks Coaching writes A Tiny Piece of Plastic Cost Me $125 – My van broke. Terrible thing! Car repairs can be scary things, but if you own a car then you WILL have car repairs. It just comes with the territory.

Corey @ Steadfast Finances writes How to Have Fun For Cheap – Enjoying your free time does not have to break the bank. Find out how to have fun for cheap!

Shawanda @ You Have More Than You Think writes The 3 Most Diabolical Online Scams and How to Avoid Them – Classified ads are the preffered stomping ground of online con artists.

krantcents @ KrantCents writes Are Temp Jobs the New Career Track? – Over 40% more people hold temp jobs now than in 2009! I recently read an article called Careers Are Dead which says the labor market has changed to temporary or contract work.

Tushar @ Finance TUBE writes The Energy Sucking Monster: Air Conditioning – Today we will talk about The Energy Sucking Monster: Air Conditioning. I don’t know if you realize this but 22 Billion dollars is spending every year on air conditioning. That is 70% of our electric bill just on air conditioning. And I know that we are being experiencing record of temperature this summer.

Jeff Rose @ Good Financial Cents writes The Top 10 Cheapest Cars of 2013 – If you are in the market for a new car but don’t have a lot to spend, take heart. 2013 looks to be another year where a savvy shopper and good negotiator can still get a brand new automobile for not much more than $10,000. That does not mean that dealerships will be giving their cars away; you are likely going to have to look carefully to find the best deals. But with patience and a good knowledge of what you need (and don’t need) in a new car, the right automobile for you is within reach

Jeff Rose @ Life Insurance by Jeff writes Cheap Life Insurance for Moms – Whether a mom is working or not, it doesn’t take away the fact that they need to have life insurance. I’m amazed when I talk to married couples where the husband has ample life insurance coverage on him but they have nothing on the wife.

Hank @ Money Q&A writes How To Use A Budget To Help You Set Priorities – You can use a budget as a tool to help you save your money and set your financial priorities and financial goals. Budgeting also helps you establish a plan of attack on how to reduce your debt.

CAPI @ Creating a Passive Income writes Passive Income: The Secret of Making Money While you Sleep – Passive income is often the way to create income while you sleep. Find out several ways you can do it.

Tushar @ Start Investing Money writes What are Fidelity Mutual Funds? – Don’t have any Fidelity Mutual Funds? Read my thoughts as to why you might want to check them out!

Jennifer Lynn @ Broke-Ass Mommy writes The Importance of Saving: Don’t Hack Down Your Money Tree – Even a little saved today make a big difference in creating a Money Tree. Start today, read this article to find out why!

Passive Income Earner @ The Passive Income Earner writes Family Finance: Understanding Your Car Insurance – The importance of understanding your car insurance costs and what it provides you.

Maria @ The Money Principle writes Children and money: are we teaching our future the wrong thing(s)? – We teach our children mainly how to save. But the relationship between children and money is better developed by teaching them how to spend.

Sean @ One Smart Dollar writes Gangnam Style in America – Spending beyond our means is a huge problem all throughout the world and is the reason why so many people get themselves into debt. The popular YouTube video Gangnam Style shows how this is a problem in a South Korean neighborhood.

PPlan @ Provident Plan writes Lending Money to Family and Friends – Many individuals have been stuck in this situation: your friend complains that they have no money, and then they either directly or indirectly ask you if you

BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes BEST WAY TO PLAY THE LOTTERY (YOU’RE NOT GOING TO LIKE IT) – Is there a way to win the lottery? There is an alternative. Learn the way to win (it’s not what you think).

Little House @ Little House in the Valley writes Money Talk – I remember how my husband and I struggled financially those first couple of years. We didn’t have a budget, didn’t bother to “balance” our accounts or keep track of the bills. Regretfully, we had to learn the hard way by piling up debt then figuring out a plan to dig ourselves out. Life would have been much simpler if we had gotten off on the right foot.

MMD @ My Money Design writes Social Security Spousal Benefits – Hook Me Up Elderly Sugar Momma! – Being married may not only entitle you to Social Security spousal benefits, but there’s a strategy that you could use to really maximize your benefits to full potential!

Ted Jenkin @ Your Smart Money Moves writes The Best Ways to Save for College – When it comes to saving for college, there is a ton of information out there.

Crystal @ Budgeting in the Fun Stuff writes How I Helped my Mother Stop Working Overtime with 15 minutes of Planning – I feel relieved. It might not have been the most dramatic of breakthroughs, or even the most sophisticated applications of all the financial planning strategies

John @ Married (with Debt) writes Be Wary of Corporate Personal Finance Advice – I think it goes without saying that we should always be mindful of who is paying the money to get their message in our ears or eyeballs, and online personal finance is no exception.

L Bee @ L Bee and the Money Tree writes Five Most Common Money Nightmares – In the latest issue of Self magazine they have a piece entitled “Money Nightmares” based on a poll they conducted with their readers. In fact, these money nightmares “regularly” keep up to 69% of the women polled up at night. See the five most common “Money Nightmares” detailed in the article below.

Suba @ Broke Professionals writes The Psychology of Saving – The Psychology of Saving is a post from: Broke Professionals if you enjoy it, please visit us and subscribe to the Feed. Saving is hard, especially when you don’t have much discretionary income. Saving over years and years is harder still. People do get saver’s fatigue.

Lazy Man @ Lazy Man and Money writes My Trip to a Storage Wars Auction – f the people on Storage Wars are making this kind of money, perhaps we should get involved. It’s worth a look. As luck would have it, the company that does the Storage Wars auction, American Auctioneers, has a few auctions most weeks in my area of Northern California. It was practically begging us to take a couple of hours and check it out. Yesterday, my wife and I did exactly that.

Lena @ What Mommy Does writes Sample Monthly Expenses Spreadsheet – Keeping a monthly budget is important, but don’t kill yourself by starting from scratch – download my sample budgeting template and customize it to fit your life.

Sicorra @ Tackling Our Debt writes 101 Frugal Tips to Help You Save Money – Now to some people these frugal tips will sound like things they already do everyday, and they are probably reading this and thinking “what’s the big deal?”. But for many other people these frugal tips will be an eye-opener because they are probably used to spending a lot of money on anything and everything, much like my husband and I did.

Marie at Family Money Values @ Family Money Values writes Board Game – Portfolio, the Asset Allocation Game – Want to learn the ropes and lingo used in the stock market? Portfolio – the Asset Allocation Game is a game that will help.This Weskel game was developed over a 5 year period from 1998 to 2003 by it’s inventor, a Dad and teacher, who wanted to learn more about the market and it’s lingo in a fun way. In 2001, it was played by close friends of the inventor for the first time, then tested on different focus groups.

CF @ The Outlier Model writes It’s never too late – It can be easy to sink into a job you’re less than happy with for the majority of your life. However, it’s never too late to change tracks and do something different, and possibly more fulfilling with your life!

J.P. @ Novel Investor writes Risk Basics: Default Risk Premium – What happens to your investment when a company takes on too much debt? Or it can’t pay its bills anymore? A default risk premium is built into the price of every investment to cover this risk.

Investor Junkie @ Investor Junkie writes What Is Alpha Investing? – Tune into any financial media network and you’re sure to hear about fund managers and investment strategists talking about alpha. But what is alpha, and why is everyone talking about it? It certainly has no relation to alpha dogs.

Ray @ Squirrelers writes How Much Should be Saved Each Month for Home Repairs – Many first-time homebuyers – and some repeat buyers – don’t think much about the costs of home repairs. This post discusses guidelines about how much to regularly save for these expenses.

Jeremy @ Modest Money writes 7 Considerations for Buying A Cheap Car – The thought of buying some freedom with a cheap car can be quite tempting. Do not let that emotion cloud your judgement and result in buying a vehicle that costs too much to keep on the road.

Deacon @ Well Kept Wallet writes 10 Ways to Keep from Spending Money – Are you looking for some ways to keep you from spending money? Well, you have come to the right place. It can be hard to resist the urge to go shopping or to buy items that you really want. Here are 10 tips to help you fight the urge and help you get your finances in order.

carvin @ http://ruleyourwalletblog.com writes Why do the rich get richer? According to Fisher – Why the rich get richer based on Irvin Fishers Theories. His conclusions may or may not surprise.

Evan @ My Journey to Millions writes Finally Rebalancing and Reallocating My 401k – I am not particularly comfortable in my market timing techniques to try anything with this account other than set up the right allocation and let 30 or so years of compounding do its magic. Do I think I will take a hit in the short term as the world continues to work its problems out? Yes, but for this account only I look at it as a way to get in cheap.

Jason @ Live Real Now writes New Ideas – When you are trying to generate new ideas, applying a filter like “That sounds stupid” won’t get you anywhere. It’s idea suicide.

Beating Broke @ Beating Broke writes I Feel So Small – I recently attended the Financial Bloggers Conference. It’s a conference of people, like me, who run and write (or just write) blogs that are finance related. Mostly, we write about personal finance. Whether it’s by design or not, each of the FINCONs I’ve been to have had a very distinct “feel” to them. The first had an emphasis (at least in my perception) of building the blog, and ways in which we can monetize our blogs to make them self-sustainable. This year, the theme, as I pe

Everything Finance @ Everything Finance Blog writes Why People Are Scared of P2P Lending – P2P lending is like a social uprising – we’re cutting out big business altogether and lending directly to one another. Websites like Prosper and Lending Club are merely the platforms that facilitate the action. Do you see the sheer power in that? We can get rid of banks and lend to one another, make substantially more money, and still enjoy the same safeguards that regular banks have at their disposal. Now how’s that for progressive lending?

Cash Flow Mantra @ Cash Flow Mantra writes Net Worth Is Up Over 18 Percent – The good news is that from May 28, 2012 to September 2, 2012, my net worth increased by 18.5%. I was really rather shocked since it had only been a little over three months. The previous increase had been 28% over 6 months which I thought might have been an anomaly so I was only expecting maybe 6% at best.

Penny Thots @ Penny Thots writes Tips for New Investors – Investments are never a sure thing, but there are a lot of things you can do to even the odds. Making the right moves before you begin investing will go a long way to making sure your balance sheet will flow up instead of down. Take some time to review the following tips and see if you’re on the right track.

James Petzke @ This Is Common Cents writes Book Review: The 4-Hour Workweek – Working a 4 hour workweek may seem like a fantasy, but it can actually be possible.

Philip @ PT Money Personal Finance writes Saving Money by Buying a Gas Guzzler – It seems odd, doesn’t it? But this post offers 3 solid reasons why buying a gas guzzler over a sipper might be in your financial best interest.

The Carnival of Money Pros is brought to you to by the Money Pros Team, and you can submit articles at Blogger Carnivals.

About Jen Perkins

Likes: saving money, being debt free (aside from our house), zombies, travel, getting money, blogging and dogs. Dislikes: debt, being broke, bunnies, wasting money, not having enough money to travel the world and paying interest. Facebook  ♥  Twitter  ♥  Google+  ♥  RSS

Comments

Carnival of MoneyPros — 24 Comments