It’s been over two years now since my husband’s car broke down for good. It was a sad day, but sometimes things have an upside. My car immediately became my honey’s car, since he’s the only one who works. It might suck at times, but I’ve begun to realize that having only one car saves us money. Of course there are the typical money savers, such as:
- lower car insurance
- less money spent on gas
- vehicle registration renewal
- emission inspections
- regular maintenance
Car insurance is probably the biggest expense, aside from gas that we would be dealing with. Obviously you can always shop around for your insurance.
Lately though, I have realized that there are other ways that having only one car saves us money. I’m not even sure if we could afford to have a second car right now, so I guess it’s not too awful that we don’t. It might suck being stuck at home all the time, but it’s actually saving us money. If I wasn’t stuck at home, I’d be:
- making more frequent trips to the grocery store
- paying for extracurricular activities for the kid
- out indulging in entertainment activities
- taking college classes again (at least some for writing, I need all the help I can get)
- getting back into extreme couponing (which of course has other cost than just monetary)
- going out to lunch and probably coffee
I know it sounds bad, but how can I know for sure that I wouldn’t be out doing all these things? I have made a ton of financial progress, but I’ve been stuck at home because I don’t have a car anymore. The only way to know for sure that I wouldn’t be doing this stuff would be to have another car again. Would I love to have a second car? H*ll yeah! I feel like such a recluse these days, eventually, I’m going to develop agoraphobia (the fear of leaving your house) or something.
The idea of making more frequent trips to the grocery store does sound appealing though. I usually go to the grocery store once a week and try to make sure I get enough food to last until the next time.
I spend hours at the grocery store trying to save money and make sure that I don’t forget something. Also, since I don’t meal plan or cook like a normal person, I’m trying to piece together possible meals while I’m grocery shopping. All of that makes me hate going to the grocery store; so it would be nice to go more than once a week.
Going back to college would rock, even if it’s just to take some writing classes. I’m sure you all have noticed that I’m not the best writer out there. One of the things on my bucket list is to write a book and to take writing classes to accomplish that.
Even if we had a second car, we’re not currently in a position to afford taking on another expense. Seriously, if we can’t afford health and dental insurance, then we shouldn’t increase our expenses. Sure it could be considered an investment, but there’s not a guaranteed return.
Would you go nuts without your own car?
Does having your own car enable you to spend more money?