The image above is to see how well I do with one of my financial goals for this year. Which is to save $1,000 in each of our 4 accounts. $1,000 itself is a lot of money to us, so we are going to try even harder this year.

Note: The Us Bank balance is high because we had been saving money to get our little puppy fixed, and it ended up being less than we had estimated. So this is a fluke, and won’t be happening every month, though it would be nice.

Below is our savings and earnings for January.

EARNINGS

Earnings from survey sites:
Opinion Outpost– $20.00

TOTAL= $20.00

Earnings from shopping:
Cash-back Shopping– $8.96
Rite Aid Single Check Rebates- $1.00
Mail-in Rebates- $20.00 from Olay Rebate
Best Buy Reward Certificates– $5.00

 TOTAL= $34.96

Earnings from Bank Offers & Interest:
Visa Check Card Cash-back- $1.52
Interest- $1.19

TOTAL= $2.71

Earnings from Paid Emails & Searching Sites:
Swagbucks– $20.00

TOTAL= $20.00

Earning from other stuff:
Selling Stuff (Craigslist/eBay/in-person)  $109.08

TOTAL= $109.08

TOTAL JANUARY EARNINGS= $186.75

AND ON TO OUR SAVINGS FOR JANUARY…..

Savings from not having to spend:
Using coupons- $657.34
Store loyalty card usage- $524.87
Online coupon codes- $11.00 

TOTAL= $1,193.21

Savings from Automatic Transfers:
Automatic ING transfers– $63.00
Automatic US Bank transfers- $5.00
401K Contributions- $120.00 

TOTAL= $188.00

Other Tactics:
My Living Paycheck to Paycheck plan- $94.38
Piggy Bank- $47.00
Saving on purpose- $81.52
Roth IRA Contributions- $5.00 

TOTAL= $227.90

TOTAL JANUARY SAVINGS= $1,609.11