Net Worth Update~ December 2012

Net Worth Update December 2012

Finally, a positive month for the old net worth. It’s nice to see after going down the last couple of months, but we had planned for it. I’m curious how next month will look since we’ve got Christmas coming up and a small check next payday.

Emergency Fund: Up $23.18. This is just from daily transfers and interest. I scheduled a deposit for this week to help me get to my $2k goal for 2012.

Savings: Up $23.64. This is a total for the following accounts:

Once again, this is from daily transfers (to the xmas fund) and interest for all the accounts. There wasn’t any other saving.

401K: Up $29.73. This is what happens when you drop your 401k contributions for a few months. I’m not sure how this is going to be pretty soon, the company is switching to a different investment company and I have to pick new stuff and figure out how to do stuff. That’ll be interesting.

Investments: Up $11.07. Just some gains and dividends, I still haven’t been putting anything into here, it’s been forever.

Roth IRA: Up $60.59. Still trucking along at $25 each paycheck, not much but it all adds up. I’m fairly certain I’ll make the $1k Roth goal I set for the year, so that’s cool.

Pirates Gold: Never changes anymore. :-(

Car: Up $39.00. Who really knows?

House: No change.


Liabilities: (Mortgage) Down $262.70The principle went down like a dollar more this time, it’ll get there eventually…or not. I don’t know what our plans are yet.


So, how did your Net Worth turn out this month?
Have you done it yet???

About Jen Perkins

Likes: saving money, being debt free (aside from our house), zombies, travel, getting money, blogging and dogs. Dislikes: debt, being broke, bunnies, wasting money, not having enough money to travel the world and paying interest. Facebook  ♥  Twitter  ♥  Google+  ♥  RSS


Net Worth Update~ December 2012 — 26 Comments

  1. I really like the way you outline your finances and can see the monthly change. I might borrow a similar format for my next monthly update.

    Don’t get discouraged with your mortgage repayments. It might go slowly at first, but things really get cracking if you keep at it.
    I also find that graphing my debt and watching it decrease is really motivating (I have a link to my mortgage repayment graph in my latest post under the “Mortgage” heading)
    Glen @ Monster Piggy Bank recently posted..Novemeber 2012 Goal ReviewMy Profile

  2. A gain is a gain! I’m updating our net worth info tomorrow, but it wasn’t a great month for us. We had a lot of unexpected issues (such as having to buy a car). Our net worth somehow didn’t decline, but that’s simply because we got a great deal on the car. We did however lose over $5,000 in our targeted savings account…which was awful.
    WorkSaveLive recently posted..The Best Ways to Save on Groceries (and a $100 Giveaway)My Profile

  3. We paid off the last of our $30K credit card debt at the end of November, so heck yeah it went up. First time without credit card debt in about 8 years. Wonderful feeling! It is sad to see how little principle gets paid on a new mortgage, but it will increase with time.
    Kim recently posted..My Most Memorable ChristmasMy Profile