This is a great month for me, but good things come at a price. Particularly, the price for this good month (and those that will follow), is going to be a really, really awful month. That’s just what happens when you attempt to save up to pay cash for a car.
Emergency Fund: Up $24.29. Yep, nothing but daily transfers and interest here. I do eventually plan to start adding money in here again (on purpose), but for now we have other financial priorities.
Savings: Up $740.57. This is a total for the following accounts:
- Health & Dental Fund
- Puppy Expenses
- Car Expenses
- Travel Fund
- Europe Trip
- Christmas 2013
- START account at US Bank
- House Fund
Most of this is in the car expenses fund, since that’s where we’re saving the money for a second car. Aside from that, the daily transfers to our Christmas fund and House fund pretty much make up the rest…plus a little interest.
401K: Up $209.11. We still haven’t moved back up from our temporary 1% contributions, so this is mainly due to the market. We must move this up soon due to recent developments, but it’s going to be difficult to save up for a car at the same time—since overtime seems to be extinct in the foreseeable future.
Investments: Up $33.63. A little upward movement and dividend payouts.
Roth IRA: Up $82.49. We only put $50 in here over the last month, so that’s pretty cool. Our Roth IRA is still tiny compared to what it should be at our age, but it’s getting there little by little.
Pirates Gold: stagnant.
Car: Down $294.00. Yuck.
House: No change.
Liabilities: (Mortgage) Down $264.34. Sometimes it feels like it’s going to take forever to get this on track. We’re not killing our mortgage, so I just need to be patient (which I am not).
So, how did your Net Worth turn out this month?
Have you done it yet???