Lately, the months just seem to be flying by for me, it feels like I just did August’s net worth update a like a week ago. I’m starting to get used to these large (for us) increases and hopefully things will still be moving in the same direction after getting our first house.
*Don’t forget, we’re currently able to save more right now because we’re staying with my parents for a couple of months while we get our first house.
Emergency Fund: Up $22.28. This increase was only from my daily transfers and interest earned, we didn’t actually put anything into our emergency fund this last month.
Savings: Up $2,202.60. This is a total for the following accounts:
- Health & Dental Fund
- Puppy Expenses
- Car Expenses
- Travel Fund
- Europe Trip
- Christmas 2012
- START account at US Bank
- House Fund
Investments: Down $3.67. You might have noticed that I changed this one to “Investments” instead of “Betterment”. I decided to keep some of our investment money in Betterment and some in our Sharebuilder account to play around with.
Roth IRA: Up $49.99. We contributed $50 this month, but because of what I did in this account, we’re down a cent. In the long run, I’m sure things will pick up.
Pirates Gold: No change. My birthday is coming up in less than 2 months, so maybe my dad will fork some over, we’ll see.
Car: Up $71.00. This one is so silly, I don’t even like to comment on it. KBB is so weird.
House: Still waiting to close on our first house and using this as a place holder.
Liabilities: None. Can’t wait to add our new house, kinda. 😉
So, how did your Net Worth turn out this month?
Have you done it yet???
Great increase Jen! I still need to update our Net Worth for August – we’re in the middle of building work/paying builders so it’s complicated right now. Hopefully I can get it done this week.
It must be quite difficult to do when you have all that stuff going on. Good luck getting to it soon, Laura.
Jen recently posted..My Plan to Save a LOT of Money
I’m new to your blog, Jenny, and I can’t believe I’ve actually found a totally human blog site in this category. It’s very refreshing and so much nicer than being spoken to as if we’re all high earners and being encouraged into debt as so many other sites do.
What’s most heartening is that by your simple and down to earth approach, you are sending out a very positive message to people in a similar situation to you and your husband to simply plan ahead and to live within your means. In these credit crazy times that is normal life for many, your frugal approach should be adopted by others and I think it’s just common sense to try and stop thinking in terms of having everything now, then paying for it possibly for the rest of your life, an outlook that gets so many into trouble.
The professional’s advice is often tinted with agenda which usually ends up with them getting something out of it in a loan commission or something else and they don’t always have our interests truly at heart. This is just what it is, simple personal and common sense, and I hope a lot of very silly people out there are taking in the way you do things.
Tub20 recently posted..Lån til energiforbedringer
Glad to have you here, tub. I just try to be honest in hopes that it will help out others who have somewhat similar issues going on.
Jen recently posted..Buying Our First House: Other Costs
I don’t know if I’ll ever have the nerve to put our net worth out there. It was negative for so long, it’s hard to believe we are finally in the black. Maybe someday I’ll post it. Must be freeing in some way.
Kim recently posted..Happy Labor Day, Useless Fact Edition
I can’t image it being bad, unless you’re getting into debt further and further each month. 😉
It’s nice to have a record and see your progress, as well as show everybody else that you don’t have to start with a ton of money, it all adds up.
Jen recently posted..Jen’s Sexy Lust List
That’s a great increase for just a month’s time of staying with the rents! HEY MOMMMMMM….I wanna move back in! Uhm…all 5 of us, okay? lol. Not sure my mom would be okay with that, but it would save a ton of money! Also, my mom likes to cook and probably still would prefer to just do all of our laundry for us, instead of risking me doing it and ruining her clothes. Omg this is brilliant.
Michelle recently posted..Coming Up Roses
Haha, just having the 3 of us living back home is beyond crazy sometimes. I love being able to save so much, it’s an amazing opportunity and I’m trying to do my best to take advantage of it.
Jen recently posted..Closing, India & #Fincon12
I love these public net worth updates. Keep investing through the market ups and downs, and as you age you’ll buy low and sell high. It’s great to start wealth building early.
Barbara Friedberg recently posted..The Positive and Negative Impacts of Globalization; Financial and Other Implications
I just wish we would have been (financially) smart enough to start years ago. Better late than never.
Jen recently posted..Living at Home—The Parent’s Perspective
Nice work with Excel! And good job with the increases in savings this month. What exactly is the “pirates gold” category? I seem to be missing this one from my portfolio
My Money Design recently posted..Goal Setting When You Realize That All You Have Is Now
Thanks. Ooooh, the pirates gold. Here’s the post about it, it’s more fun with the pictures: http://www.mastertheartofsaving.com/why-i-save-pirates-gold-a-k-a-gold-dollars-a-sexy-photo-shoot/
Jen recently posted..Closing, India & #Fincon12
I have been getting back into the routine of budgeting and keeping track of our money. I can tell ya, it is quite a reality check
Lisa @ Cents To Save recently posted..2012 Financial Goals Progress Report # 4
It can be rather enlightening, especially after taking a break from it. Good luck keeping up, Lisa.
Jen recently posted..Buying Our First House: Other Costs
No liabilities? Wow, great job on your finances. That is a pretty good increase on your net worth percent wise (10%)
Ces @ Filamwords.com recently posted..Your Best Source of Energy Saving Tips
So far, once we get our first house, that’ll change. Thanks Ces.
Jen recently posted..Don’t Be Fooled By “No Spend Days”
What a great site! I only twigged onto conciously driving/monitoring my net worth when I was 30 – wish I’d started earlier! Do you have a credit card? I put as much of my expenses onto a credit card as possible (pay off in full at the end of the month to avoid any interest) – the card offers % cash back so it is like the credit card company is paying you! You have to be organised though…
I’m right there with you John, I wish I would have been tracking all this stuff a long time ago. Yep, I have a rewards card, it’s not the best, but it’s sufficient for now. I’ve been peeking around trying to find a new one.
Jen Perkins recently posted..Getting Back into the Swing of Things