Net Worth Update~ September 2012

net worth update september 2012

Lately, the months just seem to be flying by for me, it feels like I just did August’s net worth update a like a week ago. I’m starting to get used to these large (for us) increases and hopefully things will still be moving in the same direction after getting our first house.

*Don’t forget, we’re currently able to save more right now because we’re staying with my parents for a couple of months while we get our first house.

Emergency Fund: Up $22.28. This increase was only from my daily transfers and interest earned, we didn’t actually put anything into our emergency fund this last month.

Savings: Up $2,202.60. This is a total for the following accounts:

Most of the increase in this section was because of our plan to save a lot of money, which went into our new house fund. There was also a little bit going into another account or two, but like 99% went into the house fund.


401K: Up $316.01. Right now, we’re only contributing 1% (instead of our normal 8%) while we’re trying to save a ton of money before our first mortgage payment is due. I guess the market is doing better.


Investments: Down $3.67. You might have noticed that I changed this one to “Investments” instead of “Betterment”. I decided to keep some of our investment money in Betterment and some in our Sharebuilder account to play around with.

Roth IRA: Up $49.99. We contributed $50 this month, but because of what I did in this account, we’re down a cent. In the long run, I’m sure things will pick up.

Pirates Gold: No change. My birthday is coming up in less than 2 months, so maybe my dad will fork some over, we’ll see.

Car: Up $71.00. This one is so silly, I don’t even like to comment on it. KBB is so weird.

House: Still waiting to close on our first house and using this as a place holder.

Liabilities: None. Can’t wait to add our new house, kinda. 😉


So, how did your Net Worth turn out this month?
Have you done it yet???

About Jen Perkins

Likes: saving money, being debt free (aside from our house), zombies, travel, getting money, blogging and dogs. Dislikes: debt, being broke, bunnies, wasting money, not having enough money to travel the world and paying interest. Facebook  ♥  Twitter  ♥  Google+  ♥  RSS


Net Worth Update~ September 2012 — 18 Comments

  1. Great increase Jen! I still need to update our Net Worth for August – we’re in the middle of building work/paying builders so it’s complicated right now. Hopefully I can get it done this week.

  2. I’m new to your blog, Jenny, and I can’t believe I’ve actually found a totally human blog site in this category. It’s very refreshing and so much nicer than being spoken to as if we’re all high earners and being encouraged into debt as so many other sites do.

    What’s most heartening is that by your simple and down to earth approach, you are sending out a very positive message to people in a similar situation to you and your husband to simply plan ahead and to live within your means. In these credit crazy times that is normal life for many, your frugal approach should be adopted by others and I think it’s just common sense to try and stop thinking in terms of having everything now, then paying for it possibly for the rest of your life, an outlook that gets so many into trouble.

    The professional’s advice is often tinted with agenda which usually ends up with them getting something out of it in a loan commission or something else and they don’t always have our interests truly at heart. This is just what it is, simple personal and common sense, and I hope a lot of very silly people out there are taking in the way you do things.
    Tub20 recently posted..Lån til energiforbedringerMy Profile

    • I can’t image it being bad, unless you’re getting into debt further and further each month. 😉

      It’s nice to have a record and see your progress, as well as show everybody else that you don’t have to start with a ton of money, it all adds up.
      Jen recently posted..Jen’s Sexy Lust ListMy Profile

  3. That’s a great increase for just a month’s time of staying with the rents! HEY MOMMMMMM….I wanna move back in! Uhm…all 5 of us, okay? lol. Not sure my mom would be okay with that, but it would save a ton of money! Also, my mom likes to cook and probably still would prefer to just do all of our laundry for us, instead of risking me doing it and ruining her clothes. Omg this is brilliant.
    Michelle recently posted..Coming Up RosesMy Profile

    • Haha, just having the 3 of us living back home is beyond crazy sometimes. I love being able to save so much, it’s an amazing opportunity and I’m trying to do my best to take advantage of it. :-)
      Jen recently posted..Closing, India & #Fincon12My Profile

  4. What a great site! I only twigged onto conciously driving/monitoring my net worth when I was 30 – wish I’d started earlier! Do you have a credit card? I put as much of my expenses onto a credit card as possible (pay off in full at the end of the month to avoid any interest) – the card offers % cash back so it is like the credit card company is paying you! You have to be organised though…