Where Did The Dough Go? #63

Welcome to another weekly edition of “Where Did The Dough Go?”. Below you can get a completely open and honest view of what we’re spending money on, how much we’re saving, investing and putting away for retirement. Please feel free to learn from our financial mistakes if at all possible, it’s way better than making them yourself. ;-)

Friday 13th
+ $1,408.53 Honey’s Paycheck
-/+ $308.53 (100% over root income to Emergency Fund)
– $300.00
(bills)
– $89.33 
(cigarettes)
– $37.11 (gas)
– $31.84
 (whiskey for honey)
– $24.61 (dining out)
-/+ $75.00 (transfer to Car Expenses Fund)
-/+ $75.00 (transfer to Health & Dental Fund)
-/+ $25.00 (to Roth IRA)

-/+ $1.00 (transfer to Xmas fund)
-/+ $1.00 (transfer to savings)

-/+ $2.00 (transfer to ING to save for Car insurance)

Saturday 14th
– $44.98 (puppy summer cut and new harness)

Sunday 15th
+ $212.10 (retro check for raise)

Monday 16th
– $19.59
(household)
– $15.87 (health & beauty)
– $91.11 (groceries)
-/+ $1.00 (transfer to savings) 
-/+ $1.00 (transfer to Xmas fund)
-/+ $2.00 (transfer to ING to save for Car insurance)

Tuesday 17th
No spend day
-/+ $1.00 (transfer to savings)
-/+ $1.00 (transfer to Xmas fund)
-/+ $2.00 (transfer to ING to save for Car insurance)

Wednesday 18th
No spend day
-/+ $1.00 (transfer to savings) 
-/+ $1.00 (transfer to Xmas fund)
-/+ $2.00 (transfer to ING to save for Car insurance)

Thursday 19th
– $16.89 (beer for honey)
-/+ $1.00 (transfer to savings)
-/+ $1.00 (transfer to Xmas fund)
-/+ $2.00 (transfer to ING to save for Car insurance)

Total Weekly Spending: $1,174.86
Pre-tax 401K Contributions $180.78

Categorized:

Savings $468.53
Rent & Bills $300.00
Cigarettes $89.33
Health & Beauty $15.87
Household $19.59
Groceries $91.11
Puppy Expenses $44.98
Gas $37.11
Alcohol $48.73
Dining Out $24.61
Roth IRA contributions $25.00
Save 4 Car insurance $10.00

Left-over for remaining week $445.77

Notes: What an expensive week. At least we’ve saved close to $500 for far, that’s good. Honey got an extra check because his raise wasn’t included in his paycheck, we still need to deposit it. I’m hoping that we’ll be able to save all of it, but if not, most of it.

Today we’re going to have to pay for our storage unit since we’re moving out next week. I was able to get a discount, so at least we’re saving a good amount (around 74%) on the first month. They also require us to purchase their insurance, so we’ll see how expensive that turns out to be.

Good news on the puppy starter kit coupons. PetSmart is indeed honoring them for dog grooming even if the dog isn’t a puppy anymore, so long as you get the puppy grooming package or you can get the price taken off another package.

Roxy really needed a short summer hair cut, so we had to pay more this time—thankfully the cut came with a bath and nail clipping. They still allowed us to use the coupon for it and get the price they charge for a puppy grooming off the price. Still expensive! She had also outgrown her little harness; I was lucky to find one on clearance for $4.99 plus tax.

*Just a reminder, we’re not paying rent anymore for a while because we’re moving in with my parents for a few months. Normally, we would be spending more on rent & bills. I didn’t want anybody thinking we could somehow get away with around $600 a month for rent and all our bills. 😉 It would rock, but I don’t see it happening around here unless you have tons of roommates.

How did your budgeting/spending go this week?

About Jen Perkins

Likes: saving money, being debt free (aside from our house), zombies, travel, getting money, blogging and dogs. Dislikes: debt, being broke, bunnies, wasting money, not having enough money to travel the world and paying interest. Facebook  ♥  Twitter  ♥  Google+  ♥  RSS

Comments

Where Did The Dough Go? #63 — 4 Comments

  1. This shows that — with discipline and commitment to save — you can save money even on one income. I’d go further to see if any habits that are not healthy can be eliminated. Imagine what it can do to your financial future if you start saving additional $90 and investing it for the long haul? :)

  2. You’d never know where the money went unless you keep track of it. Very meticulous work, but the results would make you happy you took extra time to record all those expenses. I tried it and now it has become habitual for me.