Welcome to the June 8th edition of the Carnival of Financial Camaraderie. Enjoy!
Jules Wilson @ Faithful With a Few writes Dealing With Financial Stress Is Driving Us To Get Out Of Debt! – Dealing with financial stress can really cause a mountain of problems. A lot of things have been going on with us recently, and our finances almost came crashing down because of it!
Michelle @ Making Sense of Cents writes Should We Rent Our Home or Sell It? – Have you ever thought about buying a rental home and becoming a landlord? Maybe you are debating about whether you should sell your current house or rent it out, just like we are.
Jason @ Live Real Now writes Horseback Riding Lessons – We’re looking at $5400 for a horse, gear, and boarding the first year. If we cancel the lessons, by spring we’d have $2000 of that saved and most of the rest can be bought over time. On the other hand, if we go that route, we’ll never save enough to buy the hobby farm we’re looking for. Decisions, decisions.
Little House @ Little House in the Valley writes Budgeting Facts – I love crunching numbers, especially when it comes to working out my monthly budget. However, I learned how to make a budget through trial and error and I’m still working out the kinks. So when I came upon this infographic and read the fine print, I realized I’ve been doing it all wrong!
MMD @ My Money Design writes My Affiliate Marketing Ideas for Targeting the Right Audience – As far as blogging revenue goes, the right execution of your affiliate marketing ideas can be a great source of passive income as long as you have a plan.
Robert @ My Multiple Incomes writes Saving to Start a Business – Starting a business is one of those landmark life events that people tend to reflect on in the years to come.
CAREER & EDUCATION
Ted Jenkin @ Your Smart Money Moves writes National 529 Day – Check out this 529 Day special edition of Your Smart Money Moves to find out how to save for your child’s college education on your personal finance budget!
krantcents @ KrantCents writes Too Young to Retire! – Too young to retire and too old to get a job! There are many people in their forties and fifties that feel that way. They lost their jobs in the recession and cannot find another one. They already exhausted their unemployment and have given up.
Corey @ 20s Finances writes Tricks I Used to Save Money in College – During my four years away in college I used a couple of tricks to save money and I am now passing them on to you.
Daniel @ Sweating the Big Stuff writes I Want To Be An Extreme Couponer But Don’t Have The Patience – Being an extreme couponer sounds great because you can saving 75% or more on the things you need (and want), but it takes a lot of work!
Miss T. @ Prairie Eco Thrifter writes Do You Have an Income Problem? Or a Cash Flow Problem? – As a freelance writer married to an adjunct professor, my household income is sometimes a little unpredictable. In many cases, it’s not about how much we have coming in; it’s more about when the money arrives and leaves.
Robert @ The College Investor writes How to Avoid Financial Loss from Rising Interest Rates – It now seems as though interest rates may soon head higher, if not because there is hardly a chance rates can go lower, but because the economy may have reached an inflection point.
Darwin @ Darwin’s Money writes 5 Reasons You Should NEVER, EVER Sell Your Pension – Many people are now selling their pensions for a one-time cash settlement. This is a HUGE mistake. See why.
MMD @ IRA vs 401k Central writes Roth IRA Basics and How They’re Different From a Traditional IRA – It helps to know your Traditional and Roth IRA basics. Although both are excellent tools, one of them is likely better suited to your individual needs.
Lance @ Money Life and More writes How I Got a Free $520 Southwest Ticket – Free airline tickets? YES PLEASE! Want to know how I did it? It really isn’t that complicated at all. The only bummer about the whole situation is that the ticket isn’t for a flight for me. I got the ticket so my brother could fly out to my upcoming wedding which is pretty awesome if you ask me.
Mr.CBB @ Canadian Budget Binder writes Free Plants And Easy Ways To Save Money On Gardening – The cost to landscape a home with beautiful plants can cost you big bucks in your budget. Find out ways to score Free plants and the easiest ways to save money on gardening for the frugal gardener in you.
Crystal @ Married (with Debt) writes What Do You Do With Your Fun Money? – It’s something every financially independent couple should have: fun money. But are you really having fun with this extra cash? For me, the answer is no.
Tushar @ Start Investing Money writes What Should You Do if You Simply Cannot Save for the Future? – The focus of this blog is to start investing money: sinking it into one or more investments so you have a nest egg to fall back on in the future. However, all this relies on the fact you have at least some surplus cash to play with.
Hank @ Money Q&A writes Confessions of a Short Term Stock Trader with Swing Trading – I have a confession. I have been swing trading with a small part of my stock portfolio, buying and selling stock for only days for short term price moves.
Amanda L Grossman @ Frugal Confessions writes House Rich and Cash Poor: How to Save Money on Your Home After the Closing – Are you house rich and cash poor, meaning you live in the home of your dreams but are mortgaged to your maximum budget allowance? Experts say that your housing expenses should be no more than 30% of your monthly budget.
Ray @ Squirrelers writes Stocks and Inflation: What is the True Equity Premium – Stocks can be great investments, but one must be careful to learn lesson from the past. In fact, there have been times when stocks have underperformed versus inflation, as this post discusses
A Blinkin @ Funancials writes How To Quickly Double Your Money – Using the Rule of 72 can help you estimate (1) how much money you’ll have in retirement and (2) what kind of returns you need to ensure a comfortable retirement. It can also be used as MOTIVATION to SAVE MONEY NOW (because you know you won’t save more later).
John S @ Frugal Rules writes How to Invest in Stocks When You Do Not Know Where to Start – Investing in stocks, or anything in the market, can be overwhelming for many. The key to overcoming that fear is knowing where to start and educating yourself so that you can set up an investment portfolio that’ll help you grow your wealth and reach your long-term retirement goals.
Jon @ Novel Investor writes 5 Bad Investing Habits To Avoid – There are many do’s and don’ts with investing. Here are five bad investing habits all worth avoiding and a few that can quickly lose your money.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes When To Rent And When To Buy – A Guide – There are many situations where it may be better for us to rent the items that we want instead. It can be difficult to decide whether it will be more cost effective to buy an item or to rent one, but there are some guidelines that you can use to help you make the decision. This post describes how to decide when to rent an item and when to buy it.
Suba @ Broke Professionals writes Would We Have Saved Money Renting? – Home ownership is supposed to be the American Dream, but it wasn’t for me. Here’s how much money we lost buying a house instead of renting one.
Mike @ Personal Finance Journey writes Will your circle of friends be your financial ball and chain? – Do your friends constantly challenge your financial plans? Are they holding you back? Should you surround with the successful people you you want to be like?
Mike @ The Financial Blogger writes How You Can Help The World Out – What you can do to help out.
Crystal @ Budgeting in the Fun Stuff writes We’re Taking Advantage of the CHEAP Cruise Prices!!! – Overall, Carnival just doesn’t have a good rep right now. So what have we done? We have booked a cruise on Carnival, of course.
Jester @ The Ultimate Juggle writes Easy Ways to Improve Your Finances – Everyone wants more money or more peace of mind when it comes to money. Almost everyone, at least. While this may not be possible for everyone, there are a lot of practical steps that you can take to improve your financial situation that require very little time or energy.
Tushar @ Finance TUBE writes 3 Questions To Ask Yourself When It Comes To Splurging – Today I will be talking about 3 Questions To Ask Yourself When It Comes To Splurging. When it comes to buy a big ticket could be tempting to swipe the cards. Some things are more important than saving money. Yes this might also lead to financial problems.
Lauren @ L Bee and the Money Tree writes I’ve just been robbed….and I’m not sure how to feel. – Still, there are psychological ramifications from being robbed, at least for me
Don @ MoneySmartGuides writes Is a Security System Worth the Cost? – Statistically, you have a good chance of not getting your house broken into, so that begs the question (Is a security system worth the cost?)
Maria @ The Money Principle writes Five Ways to Save Money through Your Smart Phone – Smart phones can be pricey; but when used properly you can save money using them. In this article we set out five ways to save money with your smart phone.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHAT HAPPENS WHEN FED EXITS FROM STIMULUS? – End of quantitative easing, raise interest rates. Will there be a stock market crash? What will happen to investments?