Welcome to the June 2nd edition of the Carnival of Money Pros. Enjoy!
Michelle @ Making Sense of Cents writes Negotiate for a Raise or Work on Side Income? – Both negotiating for a raise and working on side income are important to me. Of course I want to work my hardest at my job, but my side income is also growing at a very good rate. Both are very important to me.
Lance @ Money Life and More writes Americans Think You Need How Much Money To Get By?!? – Apparently Americans think a family of four NEEDS $58,000 to get by in today’s world and I think that is outrageous. Why? Americans have lost sight of what is a need versus what is a want. Granted, everyone will strive for nicer versions of needs, but those nicer versions are wants.
Mike @ The Financial Blogger writes Are Blog Comments a Waste of Time? – What do you think about blog comments?
Green Panda @ Green Panda Treehouse writes How Do You Excel at Your Summer Job? – How to guarantee a call back next summer.
Brock Kernin @ Clever Dude writes Clever Dudette’s Thrifty Grocery Shopping Ideas – Could you get all your groceries for $50-$60 a week? How much do you spend?
Lauren @ L Bee and the Money Tree writes Buying a Home Is Exhausting – Here are my tips to combat what I call “home search exhausting”, because buying a home is super stressful!
Maria @ The Money Principle writes True cost of a mortgage – Have you just found the house of your dreams? Just make sure you don’t over-stretch on the mortgage.
Travis Pizel @ Enemy of Debt writes The Biggest Ripoff EVER – I can’t believe how much retailers charge for this product…
A Blinkin @ Funancials writes There’s A Difference Between Investing and Speculating! – The stock market has been on an ABSOLUTE tear this year. If you live in Japan, you have seen the Nikkei index rise close to 40% year-to-date. According to my readers’ demographics, no one in Japan even knows I exist so I’m not sure why I’m quoting the Nikkei.
Robert @ The College Investor writes Beyond Stock: Creative Ways to Own a Company – What do you think of when you hear the words, “own a company”? For me, this means that I developed an idea, researched the need within the general market, confirmed the need, and then actually went through with the idea of starting my own company.
Tushar @ Earn More and Save writes Patience: A Financial Virtue – Time is money. That’s certainly true, and when people want to save or make money, normally they want instant results and, not only that, but also the best ones. This impatience, however, has the opposite effect, putting them more out of pocket than in the money. Slow and steady wins the race.
Crystal @ Budgeting in the Fun Stuff writes Ways to Give When You Don’t have Much Money to Spare – The end of the year is a wonderful time to donate. But what about the rest of the year, during times when there are no natural disasters to rally our wallets?
Suba @ Broke Professionals writes 3 Things You Must Do Before Traveling Abroad – Traveling abroad is far more complicated than staying closer to home. Here are the three calls you’ve got to make before heading overseas!
Hank @ Money Q&A writes Are Your Budget Assumptions Throwing Off Your Family Finances? – You need a budget, but you need an accurate budget. Budgets are built on both facts and assumptions. Are your budget assumptions throwing off your family’s finances?
MR @ Money Reasons writes Awareness of Liabilities and Your Business – Your business is important for you, and one of the important aspects of is how you can protect it. Protection comes in a number of ways, but the legal protection takes precedence over any other.
Mike @ Personal Finance Journey writes Are you chasing the coupon dream? – Do you spend time saving money with coupons and is it worth your time. How your coupon spending can benefit others and your family.
Daniel @ Sweating the Big Stuff writes Where To Invest Extra Money When The Stock Market Is On A Hot Streak – Since I have a lump sum investing strategy, it’s time to decide where to invest my checking account balance.
Ted Jenkin @ Your Smart Money Moves writes Will You Lose Your Home Mortgage Deduction In 2013? – One of the main questions taxpayers will face this this year is whether or not their home mortgage deduction will be phased out.
Don @ MoneySmartGuides writes Traveling Abroad: Make Sure You Packed Your Life Insurance! – Unfortunately, there are many policy-holding Americans who leave the country for business, pleasure, or to even live temporarily abroad, who don’t realize the traveling restrictions of their life insurance policy.
MMD @ My Money Design writes A Financial Plan Sample – How Should I Budget My Money? – Want some hard numbers to strive for? Here is my financial plan sample that gives you some figures to work into your budget.
Evan @ My Journey to Millions writes Completed My First Short Term Financial Goals and My New Set of Short Term Financial Goals – Since selling my first home and moving into my second earlier this year I had noticed that I haven’t been as focused when it came to goals regarding my finances, so I knew I had to come up with a plan. The idea, while not perfect, was to create short-term financial goals that would keep my attention (a hard task) and excite me to allocate funds. Here’s what I accomplished and my new set of goals:
Tushar @ Finance TUBE writes 3 Painless Ways to be Frugal – Today I will be talking about 3 Painless Ways to be Frugal. Frugality get a bad wrap often because it thinks it gets confused with the miser. There is also the misconception that frugality does not matter. Well rolling income is certainly an important component of becoming wealthy.
Jason @ Live Real Now writes Negotiating 101 – am about to share the First Secret Lesson of Negotiating. This secret has been passed down from father to son among the celibate Shaolin monks for generations. Breaking the code of secrecy may be putting my life in danger, but I’m willing to do that for you, no matter the risk.
Peter @ Bible Money Matters writes What Is the Price of Free? Often It’s Your Money and Your Time – Now more than ever, it’s easy to find things that are free or deeply discounted. You’d think with all of the opportunities to get free items, our finances would be in great shape, but they’re not. Inevitably, snagging the latest deal may leave us more in debt or waste our precious time.
Ray @ Squirrelers writes Making Money Flipping – Buy low and sell high is the formula for making a profit. Instead of doing this after a long period of time, doing this quickly can be a case of flipping to make money
krantcents @ KrantCents writes Are You a Genius or a Fool? – “Any intelligent fool can make things bigger and more complex… It takes a touch of genius – and a lot of courage to move in the opposite direction”. (E.F. Schumacher) Do you move with the herd? The real estate bubble and recession wrecked a lot of financial goals and plans.
Crystal @ Married (with Debt) writes We Sold Our House – If you’ve been following along, you know we’ve been trying to sell our house. Shortly after my last post, we got an offer. This was about 60 days after listing.
Little House @ Little House in the Valley writes Financial Planning Tips for Nannies – Nannies face some unique financial issues, issues that must be considered when they’re thinking of how to care for their financial health. As you navigate your finances, here are some things to consider that will help you stay on the right track.
Grayson @ Debt RoundUp writes When Passion Turns Into Work – There have been quite a few bloggers jump ship into self-employment these days and I think it is awesome. The one question I have is what happens when your passion just turns into work? Do you plan for it or do you diversify your work to keep it interesting?
Invest It Wisely @ Invest It Wisely writes 5 Fees You Should Never Ever Pay – These 5 fees that no one should pay result from being careless, disorganized, impulsive or distracted.
Nick @ A Young Pro writes How to Interview: Tips from a Young Professional – Are you getting interviews but can’t get a job? Learn how to interview better with these interview tips. Match your effort with your knowledge to get a job!
Miss T. @ Prairie Eco Thrifter writes The Greener Option That Saves You Money: Paper Towels Vs. Rags – You need to continually buy paper towels if they are your cleaning cloth of choice, so they do represent an on-going expense. Have you ever stopped to think if the convenience is worth the cost?
DPF @ Digital Personal Finance writes Self-Discipline and Financial Success – Having self-discipline can be very helpful in many areas of life. This includes personal finance, as this post discusses
Corey @ 20s Finances writes Real Estate Investing: Single Family Unit vs. Multi-Unit – If you’ve read any piece of financial news lately, you’d know that American real estate is back on an upward trajectory. Last month it was reported that single family homes in the United States had increased in price at the fastest pace since 2006. This trend looks sustained.
Amanda L Grossman @ Frugal Confessions writes Steps to Start Down the Extreme Early Retirement Path – It is exciting to me that extreme early retirement is not some exclusive club that is unattainable for those of us with moderate incomes.
Kyle @ My University Money writes The Canada Learning Bond and How to Get It – If you’re already in school it might be too late to benefit a whole lot from the Canada Learning Bond, but it’s not too late for other young Canadians that you might know.
Sean @ One Smart Dollar writes Refinancing a Rental Home – Refinancing a rental home is not as easy as it might sound. Let me tell you about the obstacles that might stand in your way.
Jen @ The Happy Homeowner writes Life Lessons from Paying off $14K in Credit Card Debt in Less than a Year – In the process of paying off $14K in credit card debt in less than a year, I learned a lot about life, myself, and how to battle my way through any challenge.
John S @ Frugal Rules writes Did Your Degree Come With a Course in Student Loans/ – Many students are graduating with a lot of student loan debt yet have no literacy in regards to how to manage paying them off. With some education and training students may be able to make more informed decisions as well as help get them started in life and investing for the long term.
Jon @ Novel Investor writes ETFs For Rising Interest Rates – The recent Fed hints at ending QE means rising interest rates. Here are several ETFs to protect yourself and invest in as interest rates rise.
CF @ The Outlier Model writes 5 tips for your next performance review – Yearly performance reviews offer an opportunity to increase your salary. It’s important to not waste an opportunity and make sure you’re fully prepared for the process!
Mr.CBB @ Canadian Budget Binder writes Buy or Sell First: One Home, One House, Two Mortgages and A Pool – If you are hoping to sell your house and buy a new home you might want to do your research first so you are an informed homeowner. Don’t make the same mistakes as this couple who are stuck with a house, a home, a pool and 2 mortgages.
Jules Wilson @ Fat Guy,Skinny Wallet writes Making Our House Our Home – My husband and I bought our house a year and a half ago. We are finally making some changes!
Jules Wilson @ Faithful With a Few writes Dealing With Financial Stress Is Driving Us To Get Out Of Debt! – Dealing with financial stress can really cause a mountain of problems. A lot of things have been going on with us recently, and our finances almost came crashing down because of it!
Philip @ PT Money writes How to Increase Willpower and Stay on Track Financially – Do you find it hard to stay strong and maintain your spending? You may need to work on your willpower. Emily gives us insight on what exactly willpower is and how to keep it strong.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes How To Save Money When Setting Up A New Home – This post offers a step-by-step template to follow to ensure that you save yourself money and headaches when setting up a new house.