Welcome to the June 30th edition of the Financial Carnival for Young Adults. Enjoy!
Jordann @ Making Sense of Cents writes More Minimalist Confessions – Wedding Edition – I haven’t been a very good minimalist lately. It’s not that I don’t want to be, my desire to live a minimalist life is as strong or stronger than it’s ever been before.
Alexis @ FITnancials writes The Simple Facts of Getting Ahead – As you all know, I am currently working multiple jobs, and I want to be successful in all of them of course. There are quite a few articles out there about the “secrets to success,” but most of the time, the secrets aren’t really all that great.
Michelle @ Diversified Finances writes What is Passive Income – Passive income is definitely something that interests me. Before I started blogging, I didn’t really give it much thought. I knew that it existed, but I just always believed that I would be the type of person to work a long time and have to actually put time into every dollar that I make.
Alice @ Hurricanes, Panties & Dollars writes The pterodactyl retirement plan – An interesting conversation, a plan to trap a pterodactyl and waking back up in the real world. Plus a fun, catchy video and perhaps a little talk about retirement.
Martin @ Studenomics writes You Need to Stop Hiding Behind College – Why are so many of us hiding behind college?
Glen Craig @ Free From Broke writes How to Get the Most From a Prepaid Debit Card – No, prepaid debit cards aren’t always a great deal. But there are ways to use a prepaid debit card wisely. See how.
Emily @ Evolving Personal Finance writes My Sister’s Awesome Financial Decisions – A couple years ago my sister was in debt with a crappy job and no idea where her money was going. Now she’s earning more and just opened a Roth IRA. See her steps in between!
Brock Kernin @ Clever Dude writes Would You Boycott a Business for Bad Customer Service? – A Subway manager called me a liar, so I’ve been boycotting that location for 3 years.
Travis Pizel @ Enemy Of Debt writes Should You Buy or Rent a Home, Which is Better? – A fresh perspective on an age old question, your future is at stake!
Daniel @ Sweating the Big Stuff writes Cheap Date Series: Pay Your Own Way – Some people are cheap and don’t realize it. Here’s an example of how not to act if you’re on a date (or two).
Tushar @ Start Investing Money writes Six Months In: Have You Failed in Some of Your 2013 Financial Aims? – If you remember, around three months ago we looked at how your financial goals might be shaping up for the year. We tend to start a New Year with good intentions in many ways, not least of which is the financial sense.
Corey @ 20s Finances writes Post-Graduate Degrees That Pay – After you finish with your undergraduate degree, or even if you are close to finishing it, you might be considering going to graduate school to get your master’s degree. While you might think this makes perfect sense, it is worth the time to take a moment and reflect on whether or not the additional schooling will pay off in the long run.
Don @ MoneySmartGuides writes 3 Great Investing Lessons from Warren Buffett – Warren Buffett is arguably one of the greatest investors of all time. He preaches value investing, in which he sees out companies whose stock price is undervalued.
Crystal @ Budgeting in the Fun Stuff writes Ideas to Save on Dentistry? – Mr. BFS’s phobia of dentists came back to cost us once a few years ago, and it gets worse. He needs major dental surgery and it is going to be expensive.
MMD @ IRA vs 401k Central writes Taking An Early Withdrawal from Roth IRA Contributions – You’ve heard you can take an early withdrawal from Roth IRA contributions after five years, but did you know there are specific rules that come with it?
MMD @ My Money Design writes My Post Retirement Ideas for When I Become Financially Free – Having some post retirement ideas and goals for what you’ll do with yourself is just as important as the planning it took to get you there.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes CREATIVE WAYS TO MAKE MONEY IN THE EVENING – 3 money making ideas to supplement your income. Great extra money tips for stay at home parents too.
Amanda L Grossman @ Frugal Confessions writes Extreme Frugality: 4 Unbelievable Frugal Stories from the Recession – Not only have the people below embraced somewhat harsh monetary limits in their extreme frugality, but by doing so they have found freedoms beyond spending from a bottomless wallet.
Robert @ The College Investor writes The Guide to College Student Renters Insurance – College is the first time many students move out onto their own – whether to a dorm room or sharing an apartment with friends. As a result, it’s really important for college students to protect the small amount of assets they have. As such, I’ve put together my how-to guide for college student renters insurance which hopefully answers any questions you may have.
Robert @ My Multiple Incomes writes The Truth About Making Your Job Pay – For most people, having a primary job is their main income stream. But the sad truth is, many people don’t do what they really need to do to make their job pay. There is so much money that people leave on the table when it comes to their jobs, and if you’re looking to maximize your income, that needs to stop. Here are some simple tactics that you can look into today to make your job pay more.
Robert @ Entrepreneurship Life writes Do You Really Need a Business Plan? – When you are getting ready to start a new business, many advisors will tell you that the first step is to create a business plan. That may be a good idea in some situations, but not always
Robert @ Beat The 9 to 5 writes The Most Important Step To Turn Ideas into Business Reality – I’ve been asked this same question twice in the last two weeks: what’s the single most important step that you can take right now to turn your idea into a business reality? That’s a tough one, because there are so many different little things that you can do to make your business a reality. While I’m not an expert, here’s what I’ve learned from trying (many times) to turn an idea into a business reality.
Robert @ Cult of Money writes Build Coupon Chief Into Your Coupon Rituals – More and more people are shopping online, and as their numbers grow, more and more online promo code sites are springing up. If you’re already an avid couponer, you know that promo code sites can be an invaluable way to save money each and every time you make a purchase online. However, not all sites are created equal.
Robert @ Kids Ain’t Cheap writes Save on Baby Goods (and Make Money) with CouponChief – If you’re a new parent, hearing that babies are expensive is no surprise. Seriously, who knew a little newborn could go through so many diapers in 24 hours! Sometimes, you know more than change the baby and the diaper needs to be changed again.
Femme Frugality @ http://femmefrugality.blogspot.com writes Game o Thrones: Which House do your finances put you in? – Take the unofficial quiz to see if you’re a Lannister, Baratheon, Stark, Arryn or Grejoy when it comes to how you handle money.
Tushar @ Finance TUBE writes You Want To Give Your Child The Best of Everything, But Should You? – As parents we want to give our kids the best of everything. We want to give them all the things and advantage as possible but should we? One blogger I follow often talks about how difficult her childhood was her parents are at work and they are routinely short on food.
Grayson @ Debt RoundUp writes My Percentage Based Debt Payoff and Savings Rule – I am a big believer that you can save money while paying off debt. I believe this because I did it. Not only did I do it, but it also changed my money mentality. I used an allocation strategy similar to retirement investing.
Mrs. PoP @ Planting Our Pennies writes Securing Accounts Against Fraud – After a recent bout with identity theft, Mrs PoP enhances the security on their family’s financial accounts and goes through tips for others to do the same.
Suba @ Broke Professionals writes Are You Shedding Your Recession-Era Frugal Habits? – The Recession forced my family to adopt many frugal habits to get by; five years later, how many are we still using to save money?
Jester @ The Ultimate Juggle writes How Much Should You Have on Your 401k When You Retire? – Are you looking forward to your retirement? If you are then that’s good news. That means you are looking forward to still having some income by then.
Ted Jenkin @ Your Smart Money Moves writes Entrepreneur Series | Lesson 2: Incorrectly Pricing Your Product Or Service – In the first year of a start up operation, there is a great focus of energy from the new business owner on client acquisition. Our 2nd installment deals with incorrectly pricing your product.
Daisy @ Suburban Finance writes Earn Your Degree Without the Debt – Get Your Degree Without the Debt Do you currently know of someone that will soon graduate high school and will head off to college? I think every single one of …r
A Blinkin @ Funancials writes How I Started Investing in the Stock Market – Since that first stock market simulator years ago, technology has come a long way. There is a website, Olim Dives, which combines social media AND investing.
LaTisha @ Young Finances writes How Can I Invest With a 401K Plan? – Investing in a 401K is the best way to secure your future and have a snug retirement plan in place for when you stop working.
Hank @ Money Q&A writes Why Are Younger Workers More Interested In Saving For Retirement? – The current financial climate has brought plenty of uncertainty with it for workers young and old.
Little House @ Little House in the Valley writes Aging Pets Cost Money – After the initial costs of spaying our cats and getting them their first year shots, our money expenditures over the past 15-years have been negligible minus their food. Yet, now as they move into their senior years – or more like their geriatric years – their health is becoming a more costly venture that I hadn’t prepared for or ever thought about.
Invest It Wisely @ Invest It Wisely writes Important Update for All of Our RSS Subscribers: Your Subscription May End After June 30th – As you might have heard, Google is shutting down Google Reader on July 1st.
Lauren @ L Bee and the Money Tree writes Different Debt Attitudes – How do you handle debt? What is your debt attitude?
krantcents @ KrantCents writes Stop the Government from Stealing My Retirement! – Stop the government from stealing my retirement! There is little known provision of Social Security called Windfall Elimination Provision (WEP) that reduces your benefits. If you receive a pension based on earnings from any organization outside of Social Security and Social Security benefits, you will become familiar with this provision very quickly.
Maria @ The Money Principle writes 5 Ways to Improve Your Credit Scores – Credit score matters and should not be ignored. Here five ways to improve it are discussed.
Jason @ Live Real Now writes Evil Interest – Everybody with a savings account or almost any form of debt has at least a passing familiarity with interest. How many of you actually know what it is, or even how much you are actually paying?
John S @ Frugal Rules writes Answers to Challenging Credit Score Questions – There are many questions that can be posed in relation to credit scores and improving your credit. I share some of the tips of what to look at and most importantly, do your due diligence before taking action.
Jon @ Novel Investor writes What Affects Stock Price? – Price changes have a big impact on your returns. Understanding what affects stock price changes in the short term can lead to higher long term returns.
Miss T. @ Prairie Eco Thrifter writes How to Stay Relevant in a Techie World – It’s important to be in the know when it comes to technology, because your job prospects may depend on it. Furthermore, there is a good chance that technology can help your day-to-day tasks become more efficient. Who doesn’t want to make things more efficient? So here are some tips on how to stay relevant:
Mr.CBB @ Canadian Budget Binder writes Spending less: Kids birthday parties on a budget – You don’t have to organize a kids’ birthday party that breaks the budget if you plan in advance. Savings can be had from food to party location if you are willing to do some of the work yourself.
Steven @ Canadian Personal Finance writes Is an MBA still worth it? – Those seeking to increase their marketability in today’s job force may have considered going back to school (or staying in school) to get their MBA (Master’s in Business Administration). However, considering the cost of education now, getting an MBA is no longer a no-brainer. So in this article, we will explore whether an MBA is worth it or not.
Khaleef Crumbley @ Faithful With A Few writes New Red Light Camera Scam Steals Your Identity – A Red Light Camera Scam, which steals your identity is becoming popular. Find out exactly how to recognize it and minimize the risk of identity theft across the board.
Khaleef Crumbley @ Fat Guy, Skinny Wallet writes We Paid Off A Credit Card This Month…But Does It Count? – We Paid Off Our Credit Card, but of course there’s a twist. Find out how we did it, and what happened to take away from our celebration.
SF @ Modest Money writes ”Experimenting in Extreme Frugality” – ”Extreme frugality is based on the notion that it is far easier to attain financial independence by reducing expenditures than by increasing income- and that this is a “purer” life than can provide an equal or excessive amount of happiness when compared to the norm. Make your own stuff- trade- and eat naturally—seems reasonable. Spending roughly $12 thousand or less annually. All in vacation included.”