Manilla is a free online service that allows you to track all your accounts, bills and reward memberships in one place. You can set up bill reminders to avoid late fees. Another site with high security to keep your financial information safe. It only takes a couple minutes to set it up and get an idea what’s going on. I just recently started using manilla and most of our accounts and bills were available. The ones that they didn’t have set-up yet, I just clicked a button to suggest that they include them later on. So far, I’m very pleased and it’s nice to see everything in one place.
My new favorite place to check my credit score is definitely Credit Sesame. It only takes a couple of minutes to sign-up and find out your credit score. You have the ability to earn badges and they’ll email you when there is a update to your credit score—which is great for forgetful people like me. They have a very user-friendly site, it’s free, it’s the same quality credit score as the one’s you have to pay for. They don’t require a credit card or trial to sign-up either, so it’s overall a win-win for your finances. CreditSesame.com even offers up suggestions to lower your debt and help you save money, as well as tracking your credit score over time.
Tons of people just love mint.com for their free budgeting software. It only takes a couple of minutes to sign-up and see where your money is going. The site has outstanding security to protect your financial and personal information. The most common praises about Mint.com are that it’s really easy to use, has great visuals, ability to see all your accounts in one place, you can set up tons of separate savings goals and track your progress, categorize and/or analyze you spending, it’s free and they have apps so that you can take it with you.
I check coupons.com all the time, sometimes new coupons are added daily. Most times, you’re able to print 2 of the same coupon, which comes in handy for products you use often or if you have a larger family. You aren’t required to sign-up with them to print coupons and you can print coupons every day if you want.
My absolute favorite bank, ever! I’ve been using ING Direct for quite a few years now, falling more in-love with them each day. While ING isn’t exactly a financial resource or tool (or is it?), it has empowered me to do amazing things with our finances. I use ING Direct’s free online bill pay to pay my bills because it’s better than my physical bank’s bill pay. Since I only write checks to pay our rent, I got their checks (which includes only 50 checks) for $5.00—and those will last me a little over 4 years. I set-up small daily transfers for 3 different sub-accounts to save money for our car insurance (we pay in full every 6 months to save money), beef up our emergency fund and the most recent addition is to save for Christmas this year. Aside from the checkbook I ordered, ING Direct has never charged me any fees and they have very competitive interest rates.
Upromise is a great way to save additional money for college without actually saving. It’s really simple to do, all you do is register your store cards (rewards and loyalty) and/or your credit cards and let the earnings rack up. You can go for a passive approach or learn more about earning to really grow your savings. Last time I checked, you don’t have to use this for a child’s education, you could use it for your own or just get the cash back. Friends and family members can also register their cards to help you save more money for college or getting cash back.
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