Welcome to the April 12th edition of the Carnival of Financial Planning.
BUDGETING AND ECONOMICS
Paul Vachon @ The Frugal Toad writes How to Control Spending in 5 Easy Steps – Controlling spending habits does not need to be difficult, in fact the process is a simple one. The difficult aspect of reigning in spending is deciding what you are willing to give up. By following these 5 steps, you will be well on your way to controlling your spending.
Jules Wilson @ Fat Guy,Skinny Wallet writes Are You Seeking Great Things For Yourself – This lesson is not an easy one to learn, for we all want to erect our work for God on the summit of a mountain, where it will be seen by all the world. We easily forget that sometimes the greatest work we can perform for Him, is to do the little things He gives us to do, quietly and sweetly.
CAREER AND INCOME
Robert @ Entrepreneurship Life writes The Benefits of a PO Box for Small Businesses – I have several small businesses that I operate outside of my day job. For each of those, including a flash mob company and blogging business, I use a PO Box for my address instead of my home address. I think that is an important protection and I encourage all business owners that don’t have a physical office to do the same.
Jester @ The Ultimate Juggle writes Distaster Strikes! Juggling a Broken Leg – My wife broke her leg, but I’m afraid we didn’t follow an optimal path for cost and efficiency with the injury. Read my future plans for such accidents.
BARBARA FRIEDBERG @ Barbara Friedberg Personal Finance writes WHY YOU NEED DISABILITY INSURANCE – Disability statistics and why you must get disability/loss of income insurance.
A Blinkin @ Funancials writes Americans Hate Honesty, Prefer To Be Lied To – Cyprus is the latest country to face financial meltdown. In order to receive a bailout from the European Union, the President has agreed to a few terms. Initially, it was proposed that all bank deposits be taxed 6.75% (under 100k) and 9.9% (above 100k). This caused an uproar (obviously) as depositors raced to the banks to withdraw their deposits.
DEBT AND CREDIT
Hugh @ Debt Roundup writes Can Credit Cards Actually Help You With Being Frugal? – Credit cards are deemed as evil and the cause of most people’s debt, but they are actual a very useful tool. They can provide great ways to get rewards and make paying bills much easier. Credit cards are a great way to keep your finances together.
Lance @ Money Life and More writes Chase Freedom 5% Cash Back Categories For April, May and June 2013 – Chase Freedom is one of the most awesome cash back credit cards and I use it on a regular basis. They offer 5% cash back in categories that rotate each quarter. I almost always use my Chase Freedom card whenever I make a transaction in one of these categories because 5% cash back is very hard to beat.
INVESTING AND SAVING
Jon @ Novel Investor writes Best Retirement Plans For The Self-Employed – If you’re self-employed or a small business owner you have several retirement plan options beyond just the basic IRA.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Should Short-Term or Intermediate-Term Bonds Make Up Your Fixed Income Asset Allocation? – This post addresses the question of how to invest the bulk of your fixed income asset allocation – should the money be placed in short-term or intermediate-term bonds? Read this post to find out more.
LaTisha @ Young Finances writes Invest like Warren Buffett – How to use Warren Buffet’s focused investing style to build your portfolio.
Roger the Amateur Financier @ The Amateur Financier writes Net Worth Update: April 2013 – I realize that when you look at this title you’re probably thinking, ‘Roger, it’s not April yet. Heck, it’s not even the end of March.
Robert @ My Multiple Incomes writes My Monthly Income Stream Report – March 2013 – Welcome to the March edition of my monthly multiple income stream report. I hope that everyone had a wonderful Easter relaxing! I know I did! It was a great break, and it worked out well as all of the major work with my launching of my latest site – Beat the Nine to Five – was wrapped up and now it’s just the fun time of watching the traffic grow!
Dividend Growth Investor @ Dividend Growth Investor writes Five Things to Look For in a Real Estate Investment Trust – There are five factors I analyze at a REIT, before putting my money to work in the sector. I used three REIT’s I own in this exercise in order to illustrate my strategy in action.
MR @ Money Reasons writes Are We Financial Serfs? – Are we financial serfs, read how are aren’t be a few important changes since the hard life times of the past.
Daniel @ Sweating the Big Stuff writes Presenting the Sweating The Big Stuff Prepaid Debit Card – You’ve been asking for it, so it’s finally here! The Sweating The Big Stuff Prepaid Debit Card is just what you need! Come read all the cool features!
MMD @ My Money Design writes Reader Debate – Would You Borrow Money to Invest in Stocks? – If real estate investors use other people’s cash to finance their investments, would it be wise for stock investors to borrow money to invest in stocks?
RISK MANAGEMENT AND INSURANCE
Robert @ Kids Ain’t Cheap writes Funeral Insurance is More Important than You May Think – With a bit of pre-planning, you can make sure all of your final arrangements are taken care of long before those emotional last hours. You can also rest peacefully knowing that your loved ones won’t be left with any financial burden by purchasing funeral insurance.
REAL ESTATE AND PROPERTY
Miss T. @ Prairie Eco Thrifter writes Cheap Ways to Renovate Your Home – After years of wear and tear, there comes a point when your home needs a renovation whether for maintenance or to maintain its aesthetic value. Here are some tips on how to renovate your home cheaply.
Corey @ 20s Finances writes Save for a Home Down Payment OR Invest for Retirement – In order to save up a down payment, I need to make a choice between reducing my retirement contributions or delaying the purchase.
Don @ MoneySmartGuides writes How to Find a Home For Cheap – Are you currently in the market for a new house? Buying a home is always an exciting time, but because most of us don’t have hundreds of thousands of dollars just lying around, you want to make sure that you’re
Lauren @ L Bee and the Money Tree writes How to Host A Backyard Campout Birthday Party On the Cheap – It’s taken me forever to put up the pictures of my birthday party, but what better time than a month later while I’m reminiscing about how much fun it was?
RETIREMENT AND TAXATION
Philip @ PT Money writes The Official PT Money Tax Preparation Checklist – Everything you need to remember before sitting down and filling out your tax return.
Darwin @ Darwin’s Money writes Extreme Early Retirement – Mainly a Myth Except for Hippies and Drifters – Does “Extreme Early Retirement” sound appealing to you? Of course it does! But when you read between the lines, there’s often more hype than reality behind the bloggers pitching it.
Mike @ The Financial Blogger writes Mea Culpa Accounting Reality Bites – Some thoughts on accounting and financial advice.