Welcome to the April 7th edition of the Carnival of Money Pros. Enjoy all the great posts.
Robert @ The College Investor writes How to Protect Against Inflation Eating Away Your Returns – There are a few key ways that you can protect yourself against inflation – and they all basically focus on growing your portfolio as much as, or more than, the rate of inflation
Robert @ My Multiple Incomes writes An Old School Marketing Trick in an Online World – Flyers and leaflets have been a great format to use when advertising any company, event or campaign, but as with most advertising it has since shifted in popularity to more online advertising. This however, does not mean that creating a flyer or leaflet has become redundant. In fact you can now create your own and broadcast it to a wider audience due to the internet.
Robert @ Entrepreneurship Life writes The Two Most Important Parts of Starting a Business – I recently read Chris Guillebeau’s new book, “The $100 Startup.” I highly recommend the book to any aspiring entrepreneur. The book had many valuable tips, but I took away two ideas that I find the most important for new entrepreneurs.
Dividend Growth Investor @ Dividend Growth Investor writes How to invest when the market is at all time highs? – With the market at all-time highs, many quality income stocks are getting close to being overvalued. As a result, many investors are tempted to postpone new purchases until there is some sort of a correction.
Emily @ Evolving Personal Finance writes Marginal Tax Brackets, Deductions, and Credits Explained Graphically – A clear, step-by-step, visual explanation of the marginal tax brackets and the difference between credits and deductions.
Corey @ 20s Finances writes What Type of Return Should You Expect from Stock Market? – What’s the stock market going to give you if you invest today? No one knows exactly, but there are a few ways to get a reasonable answer.
Barbara Friedberg @ Barbara Friedberg Personal Finance writes HOW TO RAISE FINANCIALLY RESPONSIBLE KIDS – Real wealth is about more than money. Teach kids about money, life, values, & wealth.
Tushar @ Start Investing Money writes Invest in Samsung: Why choose Samsung smartphones? – Users looking for a flexible and forward-looking mobile experience could do worse than opt for a Samsung Galaxy.
krantcents @ KrantCents writes How to Raise Successful Children – Raising successful children is not easy! I am not a child psychologist, child psychiatrist or an expert in early childhood development nor do I play one on TV. I am an educator, but I started that career after my children graduated college.
Ray @ Squirrelers writes A Business Lesson From a Ceiling Tile? Yes! – Who would have thought that a simple ceiling tile could offer a lesson in being opportunistic and thinking out of the box in terms fo business? This post shares how.
A Blinkin @ Funancials writes Is Paying An Annual Fee On A Credit Card Worth It? – There are a lot of credit cards with dismal rewards that do not warrant paying an annual fee. At the same time, I have seen numerous credit cards with rewards that more-than justify the annual fee.
Maria @ The Money Principle writes Can you have too much money? – One can have too much money only when one spends it on own whims; when used to benefit others money is a powerful instrument for doing good.
Jon the Saver @ Free Money Wisdom writes Why Adults Should Have a Piggy Bank – Having a piggy bank is not just for the kids these days. In fact, it’s critical that you have one even as an adult. Trust me on this.
Crystal @ Married (with Debt) writes Cars: Necessary Evil or Asset? – I’ve written before about selling my car when I pondered the idea that a paid-for vehicle could be sold for quick cash in an emergency situation. While this would not be as ideal as having the same amount in cash, that isn’t always a reality for everyone.
Mike @ Personal Finance Journey writes Easy Money Saving Energy tips – Easy and simple ways to save energy and money in your household that will actually work.
Ted Jenkin @ Your Smart Money Moves writes Will 3 Million Dollars In Retirement Make You Miserable? – Discover the truths about how people think about retirement and if that magical retirement number is right for your personal finances!
MMD @ My Money Design writes Learn How to Manage Money Better – Like a Large Company CFO – What can we learn from Apple and other big companies? How about how to manage money better and become our own successful household CFO.
MMD @ IRA vs 401k Central writes Comparing a Pension vs 401k – What Are the Differences? – When you compare a pension vs 401k, there are lots of benefits and pitfalls to consider from each side. This post will explore all the major differences.
Greg @ Club Thrifty writes The U.S. Healthcare System and Your Finances – The U.S. Healthcare system affects the personal finance decisions of Americans each day. Here is part of our story and why we believe the system is broken.
Daniel @ Sweating the Big Stuff writes The IRS Took Money Out Of My Refund! – I finally received my IRS refund. But it was for $210 less than I expected. Why would that happen?
Hank @ Money Q&A writes How To Save On The Cost Of Disability Insurance – There are ways to reduce the cost of disability insurance for you and your family. Your family’s emergency fund has never been more important for saving on premiums.
Jester @ The Ultimate Juggle writes Single Income Family Necessities – A co-worker of mine often relates the challenges of parenthood while both he and his wife work. As we all know, there are lots of financial benefits of having two incomes. But, that is not to say that everything is easy.
Invest It Wisely @ Invest It Wisely writes Why Freelancing on the Side Will Set You Free – Why will freelancing on the side set you free? By testing out business ideas in your spare time you’ll be able to figure out if you have a chance of branching out on your own.
Lazy Man @ Lazy Man and Money writes Your 401(k) Is Costing You $155,000!?!? – No one really knows how much the investing fees are going to cost you and everyone is different. However, even conservative estimates from Wall Street sources in that article pin it at $20,000. So what can you do about the investing fees?
Peter @ Bible Money Matters writes Mortgage Modifications Without Documentation of Hardship: Will It Lead to More Strategic Defaults? – In the past only those who could document that they were going through a hardship would be eligible for a loan modification. If new eligibility requirements are passed, homeowners would no longer have to document hardship in order to receive a loan modification. They would only have to miss their payments for 90 days.
Jason @ Live Real Now writes Funerals Cost Too Much – Unexpected funeral expenses are a “wipe me out” expense. In a flash–a heart attack, a car accident–your life savings can get sucked into death expenses, leaving your family with nothing.
Wayne @ Young Family Finance writes Did You Buy a Home Too Early? – My wife and I are getting really excited about moving in the next year. As a result of starting to plan for our move, we’ve started to think about buying a condo instead of renting. When we compare mortgage payments for condos that we would want to buy and the cost to rent a place, both options are about the same price.
Grand Per Month @ Grand Per Month writes Develop the Mindset to Make Extra Money – Here’s a little secret–the longer and harder you work, the more that will come your way. The more you believe in yourself, the more “luck” you’ll have. The more you feel you have something to offer, the more connections you will make, which will in turn grow your business.
Little House @ Little House in the Valley writes Philanthropy for All – You don’t have to be a millionaire/billionaire to be a philanthropist. Instead, small donations, volunteering your time, and making a commitment to the community also counts as philanthropy
Suba @ Broke Professionals writes To Be A Professional, You Need A Professional Wardrobe – My five tips will help you establish – and maintain – a professional wardrobe without busting your budget.
Amanda L Grossman @ Frugal Confessions writes Financial Accounts with Free Benefits to Help You Save for Your Child’s Future – Many parents want to build some sort of financial cushion for when their child moves out of the nest and is confronted with the big bills (like textbooks,
MR @ Money Reasons writes Are Hybrid Cell Phones The Future? – Hybrid Cell Phones seem like the best of both worlds and a frugal bargain to consider and try out!
Sean @ One Smart Dollar writes Money Advice for Soon-To-Be College Grads – Most financial problems start right after you graduate from college. You get your first big paycheck and don;t know what to do with it. My advice, don’t spend it all in one place.
Jon @ Novel Investor writes What Are Floating Rate Bonds – Whether you’re looking for income investments or just want a different bond allocation, floating rate bonds might be a worthy alternative in the right environment.
Paul Vachon @ The Frugal Toad writes How to Control Spending in 5 Easy Steps – Controlling spending habits does not need to be difficult, in fact the process is a simple one. The difficult aspect of reigning in spending is deciding what you are willing to give up. By following these 5 steps, you will be well on your way to controlling your spending.
Glen @ Monster Piggy Bank @ Monster Piggy Bank writes Residential Burglary Prevention – How To Secure Your Home – 10 easy tips to help secure your home and valuables against burglary and theft.
Brock Kernin @ Clever Dude writes Clever Dudes Are Self Reliant: Changing a Headlight Edition – Learning new skills is fun, and can save you money. Check out this post where I learn how to change a car headlight!
Travis Pizel @ Enemy Of Debt writes Cable TV Is Cheap Entertainment – Cable TV gets a bad rap, and first on the chopping block when people are trying to reduce spending. On the other hand, compared to other types of entertainment, it may actually be pretty cheap!
Jules Wilson @ Faithful With a Few writes How to Find Affordable Life Insurance – Like it or not, insurance is a necessary evil. If you do not have life insurance, you run the risk of leaving your loved ones with a heavy financial burden. Don’t be that person! Finding cheap life insurance is not difficult, but you do need to know how to find it.
Jules Wilson @ Fat Guy,Skinny Wallet writes Are You Seeking Great Things For Yourself – This lesson is not an easy one to learn, for we all want to erect our work for God on the summit of a mountain, where it will be seen by all the world. We easily forget that sometimes the greatest work we can perform for Him, is to do the little things He gives us to do, quietly and sweetly.
Mr.CBB @ Canadian Budget Binder writes There And Back Again: A Spenders Financial Journey – Find out about how one woman went from a spending spree in College to working towards paying down debt. Money just clicks one day and she realizes she has to make changes. Still financially vulnerable her story does not end with her being rich and living in a mansion. She definitely shares her wisdom that she learned along the way to where she is today.
Michelle @ Making Sense of Cents writes Couponing Like A Pro – Have you ever seen any of those “crazy” couponing TV shows? Do you have a friend that coupons religiously? I have a coworker who does and when you listen to him talk, you walk away surprised by how passionate someone can be about it. Coupons and discounting motivates people, especially when they’re facing financial hardship. But it doesn’t require hardship to get into it. A simple desire for frugality can turn us ordinary folks into minimalists.
Philip @ PT Money writes PT Money’s Tax Preparation Checklist – Everything you need to remember before sitting down and filling out your tax return.
Darwin @ Darwin’s Money writes Extreme Early Retirement – Mainly a Myth Except for Hippies and Drifters – Does “Extreme Early Retirement” sound appealing to you? Of course it does! But when you read between the lines, there’s often more hype than reality behind the bloggers pitching it.