Welcome to my account page for our brand-new House Fund savings account. I figured since we decided to buy our first house, found our first house and realized there are so many costs to buying our first house, that a House Fund is a must-have for us.
My goal with this account, is to keep adding money to this while we’re buying our first house and continue saving to prepare for whatever home-ownership throws at us. I think I’ll also be adding the money we’ll be using to be pay our mortgage, at least for now.
Account Details:
Where’s the money:
360 Savings from Capital One 360. No fees, no minimums, and no need to change banks.
Sub-account:
House Fund (learn to create sub-accounts with Capital One 360)
Daily transfers set-up:
none (learn how to set-up daily transfer with Capital One 360)
Date | Notes |
– |
+ |
Balance |
07/27/12 | creation of account | $0.00 | ||
07/27/12 | 100% over root income | $542.32 | $542.32 | |
7/31/12 | July interest | $0.03 | $542.35 | |
8/10/12 | 50% over root income | $238.32 | $780.67 | |
8/10/12 | pretend mortgage/bills | $800.00 | $1,580.67 | |
8/23/2012 | leftovers | $2.03 | $1,582.70 | |
8/24/2012 | 50% over root income | $293.05 | $1,875.75 | |
8/24/2012 | pretend mortgage/bills | $800.00 | $2,675.75 | |
8/31/2012 | August interest | $0.80 | $2,676.55 | |
9/6/2012 | leftovers | $6.59 | $2,683.14 | |
9/7/2012 | pretend mortgage/bills | $800.00 | $3,483.14 | |
Sept 2012 | various house stuff | $931.75 | $2,551.39 | |
9/30/2012 | September interest | $1.49 | $2,552.88 | |
10/8/2012 | Stupid Sewer Part 1 | $933.75 | $1,617.64 | |
10/10/2012 | Stupid Sewer Part 2 | $1,265.48 | $352.16 | |
10/23/2012 | more house stuff | $298.51 | $53.65 | |
10/31/2012 | October interest | $0.44 | $54.09 | |
11/30/2012 | November interest | $0.04 | $54.13 | |
Dec. | 1 daily transfer | $1.00 | $55.13 | |
12/31/2012 | December interest | $0.03 | $55.16 | |
Jan. | 23 daily transfers | $23.00 | $78.16 | |
1/31/2013 | January interest | $0.04 | $78.20 | |
Feb. | auto transfers | $25.00 | $103.20 | |
2/28/2013 | February interest | $0.05 | $103.25 |