I had a total dumb*ss moment today! I started working on a post about credit reports, when I realized that I hadn’t gotten mine yet this year. So, I go get my free ones and print them out. I was looking them over when I realized that one of my credit cards I paid off last year had a balance.
I was shocked, it was only $9, but still. I pulled up my account for the card, and DUH! I had completely spaced out that those evil credit card people charge a stupid $3 fee every month. That in itself is another topic. I had missed payments and now I will get a fee, because they love to do that stuff.
I get the eStatements opposed to paper ones, but haven’t been looking since I paid it off. Imagine if I had waited until August or something to get my credit report, I would have been so screwed. Usually I keep up with this stuff, but have been pretty spacey for like the last 6 months or so.
LESSONS LEARNED: Check your accounts at least once a month & check your credit report.