Carnival of Financial Camaraderie #64

PF Carny

Happy Saturday. :-) Guess who’s hosting the carnival of financial camaraderie this week? Yep, it’s me. Have fun reading all these great posts. 


Pauline @ Reach Financial Independence writes 2013 financial goals – Have you set yours?

Lance @ Money Life and More writes How Much Cash Back I Earned From Credit Cards in 2012 – Many people dismiss using credit cards to gain some extra income. Using credit cards to gain rewards or cash back is not for you if you can’t control yourself. I never spent more than I would with cash (despite the studies you’ve read) and I always pay my balance off in full every month.

Christopher @ This That and the MBA writes CouponChief: Find The Best CafePress Coupon Code – “Buying things online is great



Bank Free Credit @ Bank Free Credit writes My Friend’s Bank of America Story – This is 2012. As of this date I have been doing business with Bank of America for 50 years. I opened my first savings account in 1962, when I was 14 years old. Today I am 63 years old. I have been married to my wife for 34 years, and I cannot remember the last problem I had with the Bank of America. Allow me to give you two wonderful stories about what this bank did for me.



Jefferson @ See Debt Run writes How to Forge Yourself a Successful (and Lucrative) Career – When you enter the workforce, you can have a successful career by constantly progressing within your company, and by not being afraid to jump to another company when needed.

Glen Craig @ Free From Broke writes Best Careers for the Future – Are you wondering what field would be good to study? Maybe you’re looking to change your career? See our best careers for the future and see where the growth is.

Mike @ The Financial Blogger writes 25 Thoughts on Blogging For 25 Years of Life – Time to share some blogging reflections.

krantcents @ KrantCents writes Progress Is Never a Straight Line! – Progress is forward movement toward a destination or goal. In education, changes are made often and the results are mixed! Have test scores increased from the changes? If they did, that would be progress. We need progress in everything we do. Business and your personal life are based on achieving goals.

Debt Guru @ Debt Free Blog writes Best Financial Practices for an Organization – In the past month, I have slowly adjusted to working a new job at a non-profit. I am currently working in Operations for a small organization and so it means that I am in charge of any and all of the day-to-day items. This includes both website maintenance and also the finances.

Jon the Saver @ Free Money Wisdom writes Should You Relocate to Find a Job? – There are some great reasons to relocate and some really really bad ones. Make the move wisely and lessen the burden on your finances.

SFB @ Simple Finance Blog writes 5 Cheap Ideas To Entertain Your Kids When School’s Out – When my kids are on school vacation, I tend to go a little insane. That’s why I’ve got a list of cheap ideas for keeping them busy when school’s out.

Corey @ 20s Finances writes It’s OK Not To Go To College – Going to college may not be necessary to get a good job. Find out if going to college is right for you.

Ray @ Squirrelers writes You are a Salesperson! – Regardless of what we do, selling skills are important in life – from work to personal life. This post explores how we are selling ourselves all the time.

Penny Thots @ Penny Thots writes How to Apply for a Job Online for the Best Chance of Success – There are different ways to apply for a job online and this article will cover the most common methods for doing so. You will learn the best ways to improve your chance of success. All you need is an email address and regular access to a computer to apply for a job online.

Investor Junkie @ Investor Junkie writes 529 College Savings Plan vs. Coverdell ESA – In general, 529 plans are far more flexible and generous than Coverdell ESA’s. Not only do they allow for much larger contributions, but there are no qualifying income limits either. They can also benefit a student at any age, while the Coverdell ESA must be used by age 30.



Barbara Friedberg @ Barbara Friedberg Personal Finance writes What is Wealth? – Can you get rich and still buy what you want? Yes. Find out how.

Roger Wohlner @ The Chicago Financial Planner writes 5 Financial Resolutions for 2013 – The news is filled with stories about what happened in 2012 and with financial predictions for 2013. As I write this the pending Fiscal Cliff and Washington’s inability to reach a compromise also dominates the news. None the less 2013 is upon us. Here are 5 timeless financial resolutions to consider for 2013.

Buck Inspire @ Buck Inspire writes Avoid Finance Charges, Use AutoPay! – We work so hard for our income. Don’t let finance charges from not paying your bills on time eat away at your savings. Setup AutoPay in a minute and don’t worry about it again.

Lazy Man @ Lazy Man and Money writes I Bought a New Car – When I was buying my Mustang in 2001, I did a quick search for the three things important to me, lots of horsepower, convertible, four seats, and an acceptable price (under 30K). A 25 year old Lazy Man’s needs are not the same as a 36 year old Lazy Man’s needs. Today with a newborn and dog, I need something bigger, more reliable, and safer in snow. Gas mileage is also more important to me now than it was back then.



Bob @ Christian Personal Finance writes A New Baby Checklist Covering All You Need To Get Started – Are you welcoming a new baby to your family? If you are, there are a few things you’re going to need, and it’s best that you get as many of them before the baby arrives as you can.

Peter @ Bible Money Matters writes Make January Winter Cleaning Month: Declutter, Make Money Selling Your Stuff and Donate to Charity – We have all heard about spring cleaning, but maybe, during the cold dark month of January, we should consider winter cleaning. Not just for cleanliness’ sake, but for decluttering and making money and donating to good causes.

Miss T. @ Prairie Eco Thrifter writes How to Haggle for a Bargain – If you like saving money, haggling for a better price should become a habit for you, a habit that can easily save you thousands of dollars over the next 10 years.

Little House @ Little House in the Valley writes Is Starbuck’s Worth the Wait? – As much as I love Starbucks coffee, waiting 20 or more minutes for my drink is becoming a little absurd. I’m not so sure it’s worth the wait anymore, especially now that I can get a similar drink at say, McDonalds or Dunkin Donuts.

Jeremy @ Modest Money writes Cutting Recurring Costs to Save Money – Recurring monthly costs can add up quickly without you noticing. They can chip in to your income, leaving you with less to squirrel away for a rainy day!

Girl Meets Debt @ Girl Meets Debt writes Cheap Date Ideas – The ideas that I am going to suggest are not going to be new, earth-shaking creative, but I can promise that they are all going to be fun and might even impress your significant other for suggesting something that is easy on his (or her) pocket.



Marvin @ Brick By Brick Investing writes How I Invest In Municipal Bonds – A brief description of how I invest in municipal bonds and earn a tax free 5% yield with very low risk.

Dividend Growth Investor @ Dividend Growth Investor writes Is Intel Corporation the Ultimate Value Trap for Investors? – Currently Intel is trading at 8.80 times earnings, yields 4.50% and has a sustainable distribution. Despite the ultra-low valuation, I am hesitant to pull the trigger on this one, due to my inability to determine whether Intel will be able to keep innovating and maintain profitability in the long run. Because of my inability to gauge whether tectonic shifts in technologies will impact the long-term picture for Intel, I will maintain a hold opinion on the stock.

Tushar @ Earn More and Save writes Unconventional Investment Series: Investing in Art – This week’s Earn More and Save -Unconventional Investment Series- covers investing in art.

MR @ Money Reasons writes Year End Investment Portfolio Analysis – Read how well my accounts have done during these past 4 years with my Year End Portfolio Analysis calculation! Personally, I was pleasantly surprised!

Tushar @ Start Investing Money writes Tips for Choosing High Yield Mutual Funds – If you are considering investing some cash in mutual funds, it makes sense that you’d want to invest in the best ones you can find. So called high yield funds are the best ones to look for, since they provide you with the opportunity to enjoy the highest possible yield you can.

MMD @ My Money Design writes My Stocks with High Dividends Income Report – December 2012 – Stocks with high dividends are a great way to create passive income, lower tax payments, and retire early. Here is my 2012 Quarter 4 performance report.

Everything Finance @ Everything Finance Blog writes Top Technical Indicators in the Stock Market – Technical Indicators can play a major role when you are unsure whether to enter or exit trades. They help you in predicting the stock market up to a certain level of accuracy; maximizing your profits and reducing your risks. In simple terms, Technical Indicators are numerous charts that represent the market/price patterns and if read correctly help you decide whether the prices are heading north or south, or whether the stocks are overbought or oversold

Jason @ Live Real Now writes Looking Back: 2012 in Review – My financial situation has changed pretty drastically. Here is the run down as well as my goals for 2013.

Dividend Growth Investor @ Dividend Growth Investor writes Dividend Investing Goals for 2013 – My ultimate goal is to reach financial independence. This would be achieved at the so called dividend crossover point, which is the point at which dividend income exceeds expenses. Achieving this long-term goal however takes time, patience and persistence in sticking to and executing your plan.



NoTrustFund @ Where’s My Trust Fund writes A Spending Cleanse – Detox your spending in the new year.



Roger the Amateur Financier @ The Amateur Financier writes Five Quick, Easy, and (Relatively) Inexpensive Gift Ideas – It’s almost here! Yes, Christmas comes tomorrow, the day that many of us (particularly those of us who are under age twelve) wait for all year.

Crystal @ Budgeting in the Fun Stuff writes Settling in at Home – Pictures as Promised – After some requests, here are some new photos of our house and some pictures of me as a Chick-Fil-A mascot cow.

A Blinkin @ Funancials writes Where Will You Be When The Bond Bubble Bursts? – Over the last 30 years (since about 1980), interest rates have declined steadily. The inverse relationship between interest rates and bond prices means that – as interest rates fall, bond prices rise. This also means that – as interest rates rise, bond prices fall.

PPlan @ Provident Plan writes Do you want to pay off your debt faster? – We currently have a little over $30,000 in student loans and a mortgage that sits at around $110,000 to pay for which we are working on eliminating.

Passive Income Earner @ The Passive Income Earner writes A Short Story about the Gold Bullion – Gold Bullion is a symbolization of the majority of gold available in the market place. Buying and selling of gold bullion can be done in the form of gold coins, gold bars or ingots. This form of gold is convenient from the point of view of handling. It is usually processed further for appropriate use.

Ryan @ Early Retirement Investments writes When Can You Eliminate Private Mortgage Insurance? – Hate PMI, don’t know what it is? Read more on when you can eliminate it!

Tushar @ Finance TUBE writes Why It Makes Sense to Convert Annuities into Cash? – Today I will be talking about why it makes sense to convert annuities into lump sum of cash. The easiest way to understand an annuity is to think of insurance in reverse.

Ashley @ Money Talks Coaching writes Tracking Your Spending Will Change Your Life – If I could close my eyes and make one change in everyone’s finances I know what it would be. It wouldn’t be to have everyone pay off their debt.

Aloysa @ My Broken Coin writes A Wacky Way to Create a New Career – Still, that game and reality show contestants are household names can help you launch a new career–if you win big.

Jason @ Work Save Live writes Harley Davidson(R) Visa Credit Card Review – The Harley Davidson credit card boasts great rewards, Visa Signature perks, and no annual fee.

Hank @ Money Q&A writes What Should You Do With Your Unwanted Gift Cards – What should you do with unwanted gift cards? there are several alternatives that you can use to get rid of those unwanted gift cards and either earn cash or exchange them for gift cards that you do want.

Daniel @ Sweating the Big Stuff writes The Most Powerful Moves to Make With Your Money in Your 20s – Ah you got to love being in your 20s. Life is amazing. You can get away with anything….

CAPI @ Creating a Passive Income writes Passive Income: So, You’ve Won the Lottery?! – If you win the lottery, you need to know what to do with it. Poor financial planning has ruined many previous winners, so don’t let this happen to you.

Eddie @ Finance Fox writes Are Money and Success the Same Thing? – No, money and success are not the same thing.People need to stop defining themselves by their money or what it can buy them. Money and success are not the same.

Corey @ Steadfast Finances writes What You Need To Know About Debt Relief – Being in debt can be incredibly stressful. The logistics of just trying to remember who you owe money to and when you have to pay them are enough to drive you crazy, but on top of that you have to deal with all of the uncertainty, fear, sacrifices, and damaged relationships.

Wayne @ Young Family Finance writes My New Years Resolutions – While some people may hate new years resolutions, I have come to enjoy them. In the past two years, my wife and I have accomplished a lot more because of resolutions or goals, if that’s the term that you prefer to use. Most people associate resolutions with weight loss.

Daisy @ Add Vodka writes Getting Back On Track With Goals – Having success in past years with my goals, this year I am going at my 2013 goals with new vigor.

Luke @ Learn Bonds writes Yield to Call – What it is and how It Works – In this article we discuss yield to call, how it works, and how yield to call is different from yield to maturity.

Ted Jenkin @ Your Smart Money Moves writes Should I Tip The Housekeeper? – It’s a big holiday week in the United States with many of you off to some vacation destination to spend time in sun and fun or skiing away from dawn until

TDB @ Tax Deduction Blog writes Master the Tax Credit Maze: A Short Primer on Child Tax Credits – What is a qualifying child in terms of the child tax credit? How do you figure out if your child qualifies? The answer is surprisingly simple.

Suba @ Broke Professionals writes Yes Virginia, You Can Change Your Own Oil – Perhaps it is just me, but it seems that a lot of us no longer do any type of maintenance on our own cars anymore – especially us girls! If you have a vehicle and are strapped for cash, you can still care for your car well by handling a few fairly straightforward maintenance tasks yourself.

Kyle @ The Penny Hoarder writes 4 Ways Plow Your Way Out of Debt – If you find yourself deep in debt, you may feel hopeless, but know that you have the tools to get yourself out of debt and recover financially. Here are some steps to follow that can help you get out of debt quickly:

Michelle @ The Shop My Closet Project writes Minus $330-What a way to start the New Year – I think it was New Years Eve 2006. Things were not going well. I was suffering from a lack of passion encompassing basically everything.

Sustainable PF @ Sustainable Personal Finance writes Why Solar Power Rocks – Solar energy has become one of the most popular alternative methods for providing power to a home.

Evan @ My Journey to Millions writes 2013 Goals and Objectives – It is time for my yearly goals and objectives post. I create these posts mostly for myself to see what I accomplished over the year while providing myself with focus to prevent myself from just treading in the same place. I dislike the term resolutions because they usually do not provide a plan.

Jason @ Frugal Rules writes A New Year, a New Opportunity – With the New Year soon upon us it’s a great time to reflect on the past year and use it as a guide post for the next year. What things would you like to accomplish? What stretch goals do you have?

This carnival is hosted every second week by My University Money and you can submit articles at Blogger Carnivals or Blog Carnival HQ

About Jen Perkins

Likes: saving money, being debt free (aside from our house), zombies, travel, getting money, blogging and dogs. Dislikes: debt, being broke, bunnies, wasting money, not having enough money to travel the world and paying interest. Facebook  ♥  Twitter  ♥  Google+  ♥  RSS


Carnival of Financial Camaraderie #64 — 7 Comments