Finally, a positive month for the old net worth. It’s nice to see after going down the last couple of months, but we had planned for it. I’m curious how next month will look since we’ve got Christmas coming up and a small check next payday.
Emergency Fund: Up $23.18. This is just from daily transfers and interest. I scheduled a deposit for this week to help me get to my $2k goal for 2012.
Savings: Up $23.64. This is a total for the following accounts:
- Health & Dental Fund
- Puppy Expenses
- Car Expenses
- Travel Fund
- Europe Trip
- Christmas 2012
- START account at US Bank
- House Fund
Once again, this is from daily transfers (to the xmas fund) and interest for all the accounts. There wasn’t any other saving.
401K: Up $29.73. This is what happens when you drop your 401k contributions for a few months. I’m not sure how this is going to be pretty soon, the company is switching to a different investment company and I have to pick new stuff and figure out how to do stuff. That’ll be interesting.
Investments: Up $11.07. Just some gains and dividends, I still haven’t been putting anything into here, it’s been forever.
Roth IRA: Up $60.59. Still trucking along at $25 each paycheck, not much but it all adds up. I’m fairly certain I’ll make the $1k Roth goal I set for the year, so that’s cool.
Pirates Gold: Never changes anymore.
Car: Up $39.00. Who really knows?
House: No change.
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Liabilities: (Mortgage) Down $262.70. The principle went down like a dollar more this time, it’ll get there eventually…or not. I don’t know what our plans are yet.
So, how did your Net Worth turn out this month?
Have you done it yet???
I really like the way you outline your finances and can see the monthly change. I might borrow a similar format for my next monthly update.
Don’t get discouraged with your mortgage repayments. It might go slowly at first, but things really get cracking if you keep at it.
I also find that graphing my debt and watching it decrease is really motivating (I have a link to my mortgage repayment graph in my latest post under the “Mortgage” heading)
Glen @ Monster Piggy Bank recently posted..Novemeber 2012 Goal Review
Thanks Glen. Feel free to use it, it’s there to help.
Jen Perkins recently posted..How Living in a Small Town Effects Our Finances
Good job. My Geo Prizm posted consistent gains in value from the time I started tracking it until I crashed it in August.
Edward Antrobus recently posted..Net Worth Update: November 2012
KBB will always remain a mystery to me. Up, down, up, down—I’m just not so sure sometimes. 😉
Jen Perkins recently posted..Home Loan & Mortgage: Our Dirty Details
Yay for a positive month! I haven’t done mine yet, I am fixing my house and bleeding money like never, so there may be a little avoidance there!
Pauline recently posted..How to save money on grocery shopping
Yay! We’ve only done a small amount of fixing up our house and it’s already cost us TONS of money. Too bad avoiding our finances doesn’t make everything okay…so many people would be rockin’ their money.
Jen Perkins recently posted..Things I Didn’t Expect About Buying Our First House
A gain is a gain! I’m updating our net worth info tomorrow, but it wasn’t a great month for us. We had a lot of unexpected issues (such as having to buy a car). Our net worth somehow didn’t decline, but that’s simply because we got a great deal on the car. We did however lose over $5,000 in our targeted savings account…which was awful.
WorkSaveLive recently posted..The Best Ways to Save on Groceries (and a $100 Giveaway)
I would love to buy another car, I’m dying here. 😉 We just don’t have the money right now. At least you got a great deal on something you needed, that’s always fun.
Jen Perkins recently posted..Schools Letting Kids Spend Parent’s Money Without Permission
Always great to see it moving in the positive direction–keep up the good work!
The Happy Homeowner recently posted..November 2012 Re-Cap
It sure is.
Jen Perkins recently posted..Spotting Scams on Craigslist
Good job! A positive month is always a good thing. Plus you’re right on track to meet your emergency fund and Roth IRA goals!
The First Million is the Hardest recently posted..November 2012 Portfolio & Goals Update
At least I’ll achieve 2 of my goals. 😉 I really need to get cracking.
Jen Perkins recently posted..Bloggers Using BackUpWordPress Plugin Beware!
Nice when things move in the right direction. I’ve seen a jump in my net worth mainly due to home value going back up. Like you I’m trying to deposit extra money into my portfolio to make my 2012 goal, but I may have to depend on the market gods to give me a little boost
Jeff @ my multiple streams recently posted..November Wealth Report – Looking Ahead
Woohoo for the your house’s value going up—that’s worth a happy dance. I’ll cross my fingers that the market does good.
Jen Perkins recently posted..How Living in a Small Town Effects Our Finances
We paid off the last of our $30K credit card debt at the end of November, so heck yeah it went up. First time without credit card debt in about 8 years. Wonderful feeling! It is sad to see how little principle gets paid on a new mortgage, but it will increase with time.
Kim recently posted..My Most Memorable Christmas
GO KIM! Congrats on paying off all your debt, I’m sure it took a lot of hard work.
Jen Perkins recently posted..Home Loan & Mortgage: Our Dirty Details
My net worth didn’t move the needle much this past month. So, I’m hoping to do better in December. Gotta end the year strong!
Best wishes!
FI Fighter recently posted..Inspirational Posts to Offset the Monday Morning Blues
That happens sometimes, but at least it’s better than a dramatic decrease. Good luck with December.
Jen Perkins recently posted..Getting the Most From Your Life Altering Moments
Nice to make gains! I move forward this past month, but it could have been better if I hadn’t spent so much eating meals outside.
Better forward than backward. I’ve had a few months where we ate out too much and could have really used that money in our savings instead. It happens.
Jen Perkins recently posted..Spotting Scams on Craigslist
I’ve never tracked or discussed my net worth publicly, it’s pretty low. Hey, as long as it’s going up right?
Veronica @ Pelican on Money recently posted..10 Cheap and Practical Gift Card Ideas that Don’t Suck
Even if it only moves up a bit, that’s still progress and you should be proud. Is it lower than mine???
Jen Perkins recently posted..Things I Didn’t Expect About Buying Our First House
I am with V., as long as net worth is creeping upward and you’re striving to diminish your debt load, you’re on an encouraging path. Keep plugging away, Jen, the numbers are shaping up nicely.
Jennifer Lynn @ Broke-Ass Mommy recently posted..Win $100 Cash with the ‘How to Save Money on Grocery Shopping’ Giveaway!!
Thanks Jennifer.
Jen Perkins recently posted..Schools Letting Kids Spend Parent’s Money Without Permission
Well done and go you. Here is to even more positive growth next month!
maria@moneyprinciple recently posted..Watch your money this festive period
I hope so, but it’s going to be pretty tricky with Christmas coming up. My honey always wants lots and lots of gifts.
Jen Perkins recently posted..How Living in a Small Town Effects Our Finances