My Sexy New Laptop—and I Paid Cash

my sexy new laptopThe day has finally come, after saving for over a year and researching for over two months. I ordered my new laptop and it’s d@mn sexy. Sure, I spent a ton of money but this baby is gonna last a long time. I started saving for my laptop in Spring 2010; I could have just bought it then by using credit *cringe* but I didn’t have the money to pay it off…so I started saving, no need to accumulate more debt.

I do have a desktop computer but I needed something more portable and dependable. I actually spend a lot of time working on my blog, whether it’s writing, researching, networking, search engine optimization or the plethora of other stuff you don’t really ever see (or notice). Having a laptop is going to allow me to work from anywhere, except the bathtub—that’s just silly.

We’re also planning to start traveling here and there; having a laptop will give me the ability to work while on vacation. Most people probably think I’m nuts, but I love what I do and if I wanna do it while on vacation I most certainly will. :-) Also, if we ever end up moving out of the country (which would be an amazing experience) I’ll already have a laptop.

I spent quite a while researching laptops and their features so I’d be able to make an informed decision. I ended up coming up with a wish list for the laptop.

Laptop Desires:

15″ laptop- lighter and more portable
6gb of Ram- though 8gb would be preferred
Intel core i5 or better- really would like an i7
Spaced keys for increased typing accuracy
10-Keypad- for easier entry of money stuff like ‘Where Did The Dough Go’ posts

That was it really, though it’s a potentially spendy list. Anything above would be an awesome bonus but wouldn’t determine which laptop I’d buy. So I looked everywhere and was turning up with about $700-$1,000 for the basics I listed above. Obviously, I was pleasantly surprised when I found a laptop that not only met but exceeded my expectations for a fair price.

First, about the laptop I ordered:

15.6″ widescreen (LED backlit)
8GB DDR3 (RAM)
Intel® Core™ i7-2630QM processor
Spaced keys + backlit keyboard
10-Keypad
Blu-ray

I found it at Costco.com and it was $150 off, which brought it down to $799.99. Unfortunately, I wasn’t able to use cash-back shopping to earn money back—I looked everywhere. Also there weren’t any coupons, the $150 off was the best I was going to get. I called Costco to see if they sold them in the store, nope, online only. Enter shipping costs and sales tax, icky! After talking things over with my honey, he confirmed that I wasn’t going to find anything this good in my price range and I should get it while it’s on sale. I also get 1 year of anti-virus software with it so that’s cool but nothing great. How much did I pay? A lot.

Laptop: $799.99
Shipping: $24.99 (only option)
Tax: $67.65

Total Damage: $892.62

Ouch, I know it but this is really going to make my life easier and I’ve saved to get it for over a year now. I’m so excited! I can’t wait until it gets here, whenever that will be… Yeah, I know I could have paid off the evil credit card with this money and maybe I should have, but I’m finally getting my laptop. Yay! :-) Please note that I am totally aware that this sexy new laptop is indeed a ‘want’ and not a need. Just wanted to make sure that was clear. If you want to see all the features and specs on my new laptop (I know not many of you do) you can see them here.

 

Are you currently saving to pay cash for something?
Have you recently made a large purchase by paying cash?

About Jen Perkins

Likes: saving money, being debt free (aside from our house), zombies, travel, getting money, blogging and dogs. Dislikes: debt, being broke, bunnies, wasting money, not having enough money to travel the world and paying interest. Facebook  ♥  Twitter  ♥  Google+  ♥  RSS

Comments

My Sexy New Laptop—and I Paid Cash — 10 Comments

  1. I bought my Dell desktop a year ago November, 2010. I took the Dell financing at zero interest and paid off in a year. I could have paid cash, but the financing made it seet!

    • Great use of credit krantcents. I got my desktop from Dell a few years back but they sure didn’t offer me zero interest. :-( I probably could have gotten 2 desktops after all the money I gave them. Never again.

    • I looked into getting a Mac laptop but it was more than I wanted to spend. I’ve never heard any complaints from anybody who’s owned one, so I think you’ll be happy. Good luck saving Jana. :-)

  2. I think you should be very proud of yourself. IMHO you get way more satisfaction out of saving for something and paying cash than to charge it on a card or payment plan. As you know I’m working on my savings goal to save a laptop too and this post is very encouraging to me.

    Thanks for documenting your findings and specs, as I’m looking for one around the same type. Next month I should be able to complete my goal, and start shopping for a new laptop. I’m so excited, and your post here has given me a lot of hope. I know if I just stick it out, all the sacrificing and saving will be worth it.

    Thanks for being an inspiration and sharing your story. Enjoy your new laptop!

    • Thanks Carrie. It really does make you feel good to be able to save and pay cash, using credit is too easy sometimes. Honestly, I did try to talk myself into ‘just getting it’ along the way but I’m glad I didn’t. That’s so awesome that you’re so close to getting yours too. I’m so excited for you. :-)